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Find Home Insurance Agents Near You in Menlo Park, CA

Compare home insurance agents in Menlo Park. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Menlo Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 home insurance agents in Menlo Park, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Chapman - State Farm Insurance Agent
325 Sharon Park Dr Suite B-2, Menlo Park, CA 94025
(650) 854-0500 emilychapman.net
AAA Menlo Park Branch
515 El Camino Real Ste 120, Menlo Park, CA 94025
(650) 798-3200 mwg.aaa.com
Bob Anderson - State Farm Insurance Agent
325 Sharon Park Dr Ste B-2, Menlo Park, CA 94025
(650) 321-8711 bobandersonpa.com
Bill Cohen - State Farm Insurance Agent
325 Sharon Park Dr Suite B-2, Menlo Park, CA 94025
(650) 854-0500 billcohen.net
Farmers Insurance - Dino Baca
3221 Middlefield Rd, Menlo Park, CA 94025
(650) 670-7000 agents.farmers.com
Farmers Insurance - Philip Porter
671 Oak Grove Ave # A, Menlo Park, CA 94025
(650) 327-1313 agents.farmers.com
Farmers Insurance - Duckhwan Kim
68 Willow Rd, Menlo Park, CA 94025
(650) 515-3423

Home insurance agents in Menlo Park help homeowners find policies that protect against common California risks like wildfire and earthquake damage. California law requires insurers to offer earthquake coverage as an add-on to standard home policies. Agents can also explain how the California FAIR Plan provides basic fire coverage for high-risk properties.

What Does a Home Insurance Agent in Menlo Park Cost?

Home insurance costs in Menlo Park typically range from 1,200 to 3,000 dollars per year for a standard policy, depending on the home value and coverage limits. Earthquake insurance adds 700 to 2,500 dollars annually. Wildfire risk and proximity to fire stations affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Menlo Park do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms, deductibles, and exclusions. In California agents must be licensed by the California Department of Insurance.
Do I need earthquake insurance in Menlo Park?
Earthquake insurance is not required by law but is recommended for Menlo Park due to its proximity to the San Andreas Fault. Standard home policies exclude earthquake damage. The California Earthquake Authority offers separate policies through licensed agents.
How does the California FAIR Plan work for Menlo Park homes?
The California FAIR Plan is a state-mandated program that provides basic fire insurance for homeowners who cannot get coverage in the private market. It is often used in high wildfire risk areas. Agents can help you apply and then find a difference in conditions policy for broader coverage.