Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 home insurance agents in Poway, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Marc Nimetz
15644 Pomerado Rd Ste 104, Poway, CA 92064
(858) 866-8147
agents.farmers.com
Bob Francy III - State Farm Insurance Agent
12605 Poway Rd ste a, Poway, CA 92064
(858) 451-1915
bobfrancy.com
Kristin Francy - State Farm Insurance Agent
12605 Poway Rd # C, Poway, CA 92064
(858) 484-4141
francyinsurance.com
Hannah Chavez: Allstate Insurance
12700 Stowe Dr Ste 220, Poway, CA 92064
(858) 513-0110
agents.allstate.com
Del Dios Insurance Services Inc
12923 Pomerado Rd # A, Poway, CA 92064
(760) 975-9554
fast2insure.com
Farmers Insurance - Cathy Peterson
12759 Poway Rd #203, Poway, CA 92064
(858) 748-3134
agents.farmers.com
Mike Dolan - State Farm Insurance Agent
12605 Poway Rd Ste B, Poway, CA 92064
(858) 486-7290
autofirebusiness.com
Ron Tocki Insurance Agency
14260 Garden Rd #24b, Poway, CA 92064
(858) 492-0511
Terry Snow
13943 Poway Rd Ste B, Poway, CA 92064
(619) 980-6768
myuhcagent.com
Allstate Personal Financial Representative: Thomas Garcia
12700 Stowe Dr Ste 220, Poway, CA 92064
(858) 679-0719
agents.allstate.com
What Does a Home Insurance Agent in Poway Cost?
The average cost of home insurance in California is about $1,200 to $2,500 per year for a standard policy. In Poway, premiums may be higher due to wildfire risk, ranging from $1,500 to $4,000 annually. Earthquake insurance adds $800 to $3,000 per year depending on your home value and location. These are general estimates and your actual cost will vary based on your home, coverage choices, and insurer. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Poway do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as needed.
Is earthquake insurance required in Poway?
Earthquake insurance is not required by law in California. However, insurers must offer it as an optional add-on to your home policy. Agents can help you decide if it is right for your property.
How do Poway wildfire risks affect home insurance?
Poway is in a high-risk wildfire area, which can increase premiums. Some insurers may require brush clearance or fire-resistant materials. An agent can identify policies that include wildfire coverage and mitigation discounts.