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Home Insurance Agents in San Pedro, CA

Compare home insurance agents in San Pedro. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
San Pedro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 home insurance agents in San Pedro, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cristian Amaya - State Farm Insurance Agent
882 W 9th St, San Pedro, CA 90731
(424) 477-5887 agentamaya.com
NHC Insurance Services
1871 N Gaffey St Suite A&B, San Pedro, CA 90731
(310) 221-0917 nhcinsurance.com
Insurance Center Associates: Harbor Insurance Agency
1622 S Gaffey St, San Pedro, CA 90731
(310) 832-5311 inscenter.com

Home insurance agents in San Pedro California help homeowners protect their property against risks like earthquakes and coastal flooding. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain how local factors such as proximity to the Port of Los Angeles affect your premium.

What Does a Home Insurance Agent in San Pedro Cost?

The average cost of home insurance in California is about $1,200 to $1,500 per year for a standard policy. Earthquake insurance adds roughly $800 to $3,000 per year depending on your home age and location. Flood insurance averages $700 to $1,000 per year. Costs vary by home value deductible and risk factors. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in San Pedro do?
A home insurance agent helps you find a policy that covers your home and belongings. They can explain California specific rules like the requirement to offer earthquake insurance. They also help you compare rates from different companies.
Do I need earthquake insurance in San Pedro California?
Earthquake insurance is not required by law but is highly recommended in San Pedro due to seismic activity. California insurers must offer it as a separate policy. An agent can help you decide if the cost is worth the protection.
How can a home insurance agent help with flood risks in San Pedro?
San Pedro is near the coast so flood risk is a concern. Standard home insurance does not cover floods. An agent can help you find a separate flood policy through the National Flood Insurance Program or a private insurer.