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Compare Home Insurance Agents in Scotts Valley, CA

Browse home insurance agents serving Scotts Valley, California. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Scotts Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 home insurance agents in Scotts Valley, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Laureen Yungmeyer - State Farm Insurance Agent
230-F Mt Hermon Rd, Scotts Valley, CA 95066
(831) 423-4700 laureenyungmeyer.com
Cassidy Insurance Agency LLC
5521 Scotts Valley Dr 2nd Floor, Scotts Valley, CA 95066
(831) 438-5490 trustthecia.com
Farmers Insurance - Patrick Trumpet
4858 Scotts Valley Dr, Scotts Valley, CA 95066
(831) 438-7288 agents.farmers.com
Farmers Insurance - Peter Jacquerot
16 Victor Square Ext STE F, Scotts Valley, CA 95066
(831) 331-4895 agents.farmers.com
Farmers Insurance
230 Mt Hermon Rd D, Scotts Valley, CA 95066
(831) 475-1162 agents.farmers.com

A home insurance agent in Scotts Valley can help you find a policy that meets California specific requirements. California law requires insurers to offer earthquake coverage as an add on to standard homeowners policies. Agents also advise on wildfire risk and brush clearance requirements common in the Santa Cruz Mountains area.

What Does a Home Insurance Agent in Scotts Valley Cost?

The average cost of homeowners insurance in California is about 1200 to 1800 dollars per year for a standard policy. In Scotts Valley, premiums may be higher due to wildfire and earthquake risk. Earthquake coverage can add 500 to 1500 dollars annually depending on the deductible. Costs vary by home value, construction type, and location. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Scotts Valley do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain California specific endorsements like earthquake and wildfire protection. They also assist with policy changes and claims filing.
Do I need earthquake insurance in Scotts Valley California?
Earthquake insurance is not required by law but is strongly recommended in Scotts Valley due to proximity to the San Andreas Fault. California insurers must offer earthquake coverage as a separate endorsement. Your agent can explain the deductible options which often range from 10 to 20 percent of the dwelling limit.