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Find Home Insurance Agents Near You in Shafter, CA

Looking for a home insurance agent in Shafter? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Shafter, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 home insurance agents in Shafter, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
159 Central Ave, Shafter, CA 93263
(661) 489-0288 fiestainsurance.com
Oliver insurance shafter
812 Walker St, Shafter, CA 93263
(661) 746-0616 oliverinsuranceagencyllc.com
Ramona Herrera - State Farm Insurance Agent
551 Central Ave, Shafter, CA 93263
(661) 746-3961 ramonaherrera.com
Farmers Insurance - Miguel Montoya
297 E Lerdo Hwy, Shafter, CA 93263
(661) 746-3525 agents.farmers.com
Becker Insurance Agency
217 Central Ave, Shafter, CA 93263
(661) 746-4995
Groves Insurance Services
422 James St, Shafter, CA 93263
(661) 746-2810 grovesinsurance.com
Placas Insurance & Registration Services
307 Central Ave, Shafter, CA 93263
(661) 209-3510 nodmvlines.com
Premium Auto Insurance
548 Walker St, Shafter, CA 93263
(661) 746-3966

A home insurance agent in Shafter California can help you find coverage for your home and belongings. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Your agent can explain local risks like flooding near the Kern River and how to protect your property.

What Does a Home Insurance Agent in Shafter Cost?

The average cost of homeowners insurance in California is about $1,200 to $1,800 per year for a standard policy. In Shafter, rates may vary based on your homes age, construction type, and distance from fire stations. Earthquake insurance adds roughly $800 to $2,500 per year depending on your deductible and home value. These are general estimates and your actual cost will depend on your specific situation. This information is for general purposes only and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Shafter do?
A home insurance agent in Shafter helps you compare policies from different insurers. They explain coverage limits, deductibles, and optional endorsements like earthquake or flood insurance. They also assist with filing claims and updating your policy when needed.
Do I need earthquake insurance for my Shafter home?
California law does not require earthquake insurance, but insurers must offer it when you buy a homeowners policy. Shafter is near the San Andreas fault zone, so many residents choose this coverage. Your agent can explain the cost and deductible options.
How can I lower my home insurance premium in Shafter?
You can lower your premium by increasing your deductible, bundling home and auto policies, and installing safety devices like smoke alarms and deadbolt locks. Some insurers offer discounts for newer roofs or homes with fire-resistant materials. Your agent can review all available discounts with you.