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Compare home insurance agents in Solana Beach. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Solana Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 home insurance agents in Solana Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Macario Insurance Group
440 Stevens Ave #200, Solana Beach, CA 92075
(858) 764-0583
macarioinsurance.com
Sara Freund - State Farm Insurance Agent
243 N Hwy 101 Ste 22, Solana Beach, CA 92075
(858) 350-0700
freundlyinsurance.com
Scott Held Insurance Agency
616 Stevens Ave ste a, Solana Beach, CA 92075
(858) 332-2220
srhins.com
Brooks Jucha & Associates Insurance Services, Inc. DBA BJA Partners
990 Highland Dr #103, Solana Beach, CA 92075
(858) 376-1800
bjapartners.com
Mike Davis - State Farm Insurance Agent
265 Santa Helena Ste 212, Solana Beach, CA 92075
(858) 792-8412
statefarm.com
Linda Newell - State Farm Insurance Agent
993 Lomas Santa Fe Dr, Solana Beach, CA 92075
(858) 481-1436
sfnewell.com
Leavitt Insurance
380 Stevens Ave, Solana Beach, CA 92075
(858) 259-5800
Home insurance agents in Solana Beach help residents protect their properties against risks like wildfires and coastal weather. California law requires insurers to offer earthquake coverage as an endorsement on standard home policies. Local agents can explain how the California FAIR Plan provides basic fire coverage for high risk areas.
What Does a Home Insurance Agent in Solana Beach Cost?
Home insurance costs in Solana Beach vary widely based on property value location and coverage limits. Average annual premiums in California range from 1200 to 3000 dollars for standard policies but coastal areas may be higher. Earthquake coverage adds 800 to 3000 dollars per year depending on the home. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Solana Beach do?
A home insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They explain policy details such as dwelling coverage and personal property limits. Agents also assist with claims and policy changes after purchase.
Is earthquake insurance required in Solana Beach California?
Earthquake insurance is not required by law but insurers must offer it as a separate endorsement. Solana Beach is in a seismic zone so many homeowners choose this coverage. The California Earthquake Authority provides policies through participating insurers.
How do California wildfire risks affect home insurance in Solana Beach?
Wildfire risk can increase premiums or limit available coverage in high hazard areas. The California Department of Insurance regulates rate increases and requires insurers to offer discounts for mitigation measures. Agents can help you find policies that account for local fire safety efforts.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.