The top-rated home insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Mark Otterson - State Farm Insurance Agent, Colleen Tighe - State Farm Insurance Agent, Edgar Almanzar - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Oluwatoyin Ogunbiyi | 303 Linwood Ave Ste 1f | (203) 884-6718 |
| 2 | Mark Otterson - State Farm Insurance Agent | 2452 Black Rock Tpke #1 | (203) 690-1330 |
| 3 | Colleen Tighe - State Farm Insurance Agent | 102 Kings Hwy E | (203) 953-3220 |
| 4 | Edgar Almanzar - State Farm Insurance Agent | 765 Post Rd | (203) 307-2001 |
| 5 | Cusmano Agency | 425 Kings Hwy E | (203) 394-6645 |
| 6 | Karen Fowler: Allstate Insurance | 1495 Black Rock Tpke | (203) 333-4413 |
| 7 | The Morfe-Behan Agency: Allstate Insurance | 173 Post Rd | (203) 445-6029 |
| 8 | Morrison Insurance Agency | 580 Tunxis Hill Rd | (203) 336-9198 |
| 9 | Nationwide Insurance: Stephen F Boccarossa | 1828 Post Rd | (203) 256-8029 |
| 10 | Double Eagle Insurance Agency of CT | 35 Kings Hwy E Suite 205 | (203) 227-9229 |
Farmers Insurance - Oluwatoyin Ogunbiyi serves Fairfield, Connecticut, and the surrounding metro area as a home insurance agent. The agency helps homeowners customize policies to protect their property and personal belongings against common regional risks. Clients can work with the agent to select coverage for dwelling protection and liability. The office also assists with filing claims for storm-related damage in this coastal area.
Mark Otterson - State Farm Insurance Agent in Fairfield, CT, provides a range of home insurance options tailored to protect residential properties and their contents. The agency offers standard coverage for dwelling, personal liability, and additional living expenses, along with customizable service plans that include policy reviews and claims assistance. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and condo owners in Fairfield, CT work with Colleen Tighe - State Farm Insurance Agent for home insurance protection. The agency helps clients select coverage for their property and personal belongings against common risks like fire, theft, and weather damage. Policies can include liability protection and additional living expenses if a home becomes uninhabitable. The office also serves nearby communities such as Bridgeport, Trumbull, and the surrounding Fairfield metro area.
Edgar Almanzar - State Farm Insurance Agent serves the Fairfield, Connecticut area and its surrounding communities. This agency handles a full range of home insurance policies to protect local residences. Standard coverage is designed to safeguard a home’s structure and personal belongings from common risks. The company also addresses liability protection for incidents occurring on the property. For each job, the agent takes a personalized approach, first reviewing a homeowner's specific needs and property details before tailoring coverage options to match their unique situation.
From one-time policy purchases to recurring annual renewals, Cusmano Agency in Fairfield, CT, provides homeowners with essential coverage against local perils such as storm damage, theft, and liability. They help clients tailor protection limits for the structure, belongings, and additional living expenses. Service runs on both a scheduled basis for new policy setups and an as-needed basis for claim advice or coverage adjustments.
As a home insurance agent, Karen Fowler at Allstate Insurance in Fairfield, CT, specializes in tailoring policies that protect single-family homes and condos. It provides general service work such as binding new coverage, reviewing existing deductibles, and explaining liability protection limits. Following a harsh Connecticut winter, it regularly helps homeowners assess damage from ice dams or frozen pipes to adjust their claims and policy details accordingly.
As winter approaches in Fairfield, Connecticut, homeowners begin preparing their properties for snow and ice. The Morfe-Behan Agency: Allstate Insurance offers home insurance coverage that addresses these common seasonal risks, such as frozen pipes and storm damage. Their agents review individual policy details and explain how local weather conditions may affect coverage needs. When a homeowner requests a policy review or applies for new coverage, the company coordinates a simple initial inspection of the property to measure its current condition and identify any potential vulnerabilities before finalizing the plan.
Morrison Insurance Agency helps homeowners in Fairfield, Connecticut secure coverage for their property and personal belongings. For those needing more than a standard policy, the agency can add endorsements for valuable items, equipment breakdown, or water backup protection. Its policies often protect single-family homes, condominiums, and rental properties. The agency also serves commercial sectors, offering protection for offices, warehouses, and food service businesses.
Nationwide Insurance: Stephen F Boccarossa provides home insurance agents services for residential properties in Fairfield, CT, helping homeowners protect their dwellings and personal belongings. Commercial coverage is also available for local businesses needing property and liability protection. The agency serves clients throughout Fairfield and the surrounding region. Policyholders can expect guidance when selecting coverage options and support when filing a claim. After a policy is issued, the office reaches out to schedule follow-up or repeat service between regular visits to review any changing needs.
Double Eagle Insurance Agency of CT, located in Fairfield, CT, is known for helping local homeowners secure coverage that protects their properties and personal belongings. The agency works with clients to assess risks specific to the area, such as coastal weather and older home construction. A typical consultation involves reviewing dwelling limits, personal liability, and contents protection. Beyond standard policies, the agency can add on scheduled personal property coverage for high-value items like jewelry or fine art.
What Does a a Home Insurance Agent in Fairfield Cost?
The average cost of homeowners insurance in Connecticut is around $1,400 to $2,200 per year for a standard policy. In Fairfield, coastal location and home value can raise premiums to $2,500 or more. Factors like home age, roof condition, and claims history also affect price. This is general information, not insurance advice.
About home insurance agents in Fairfield
Home insurance agents in Fairfield, Connecticut help you find a policy that protects your home and belongings. Connecticut law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain local risks like coastal flooding and winter storm damage.
Frequently Asked Questions
What does a home insurance agent in Fairfield do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling, personal property, and liability. They also help you file claims and adjust coverage as your needs change.
Is flood insurance required in Fairfield Connecticut?
Flood insurance is not required by state law, but mortgage lenders may require it for homes in flood zones. Fairfield is a coastal town with flood risk. Many homeowners buy a separate flood policy through the National Flood Insurance Program.
How do Connecticut insurance laws affect my home policy?
Connecticut law mandates that insurers offer replacement cost coverage for dwelling losses. The state also requires a 60-day notice before a policy is non-renewed. These rules help ensure you have time to find new coverage if needed.
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