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Find Home Insurance Agents Near You in Niantic, CT

Directory of home insurance agents in Niantic, Connecticut. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 5 home insurance agents in Niantic, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michaela Jordan - State Farm Insurance Agent
190 Flanders Rd Unit C, Niantic, CT 06357
(860) 451-3641 michaelajordaninsurance.com
CT Insurance Agency | Medicare | Craig Thibeau
190 Flanders Rd unit e, Niantic, CT 06357
(860) 334-1354 craigthibeauinsurance.com
Farmers Insurance - Michael Whalen
180 Flanders Rd Unit 1, Niantic, CT 06357
(860) 850-4416 agents.farmers.com
Welch Standish Insurance LLC
53 Hope St, Niantic, CT 06357
(860) 739-0066 welchstandishins.com
Parker Agency
38 Hope St UNIT 1312, Niantic, CT 06357
(860) 739-0005 johncparker.com

Home insurance agents in Niantic Connecticut help residents find coverage for their homes and personal property. Connecticut law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain how coastal risks like storms affect your premium.

What Does a Home Insurance Agent in Niantic Cost?

The average home insurance premium in Connecticut is around 1,200 to 1,500 dollars per year for a standard policy. However costs vary by home value, location, and coverage limits. Niantic properties near the shore may have higher rates due to storm exposure. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Niantic do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes after a sale.
Do I need flood insurance in Niantic Connecticut?
Standard home insurance does not cover flood damage. Niantic is near the coast so flood risk is higher. You may need a separate flood policy through the National Flood Insurance Program.