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Find Home Insurance Agents Near You in Stonington, CT

Looking for a home insurance agent in Stonington? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Stonington, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 home insurance agents in Stonington, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Feliciano & Associates
12 Roosevelt Ave, Stonington, CT 06378
(860) 536-7766
Powell Lathrop & Orkney Inc
530 Stonington Rd, Stonington, CT 06378
(860) 535-1859 ploginsurance.com

Home insurance agents in Stonington Connecticut help you find coverage for your property including protection against wind and flood damage common in coastal areas. Connecticut law requires insurers to offer replacement cost coverage on dwelling policies. Agents can explain how local building codes and storm risks affect your premium.

What Does a Home Insurance Agent in Stonington Cost?

The average cost of home insurance in Connecticut is about 1,200 to 1,800 dollars per year for a standard policy. In Stonington rates may be higher due to coastal exposure and wind risk. Actual costs depend on your homes value age construction type and chosen deductibles. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Stonington do?
A home insurance agent helps you compare policies from different companies and find coverage that fits your needs. They explain deductibles liability limits and optional endorsements like flood insurance. Agents also assist with claims and policy changes after you buy a home.
Do I need flood insurance in Stonington Connecticut?
Flood insurance is not required by state law but mortgage lenders often require it for homes in flood zones. Stonington is near the coast so flood risk is higher in some areas. Standard home insurance policies do not cover flood damage so a separate policy from the National Flood Insurance Program may be needed.
How does Connecticut law affect home insurance in Stonington?
Connecticut requires insurers to offer replacement cost coverage for dwelling policies. The state also has a 15 day grace period for premium payments before cancellation. Insurers must provide written notice if they decide not to renew your policy at least 60 days before expiration.