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Home Insurance Agents in Waterbury, CT

Directory of home insurance agents in Waterbury, Connecticut. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Waterbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 18 home insurance agents in Waterbury, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Muni Insurance, Inc.
211 Chase Ave, Waterbury, CT 06704
(203) 527-3669 muniinsurance.com
Connor Rafferty: Allstate Insurance
767 Wolcott St, Waterbury, CT 06705
(203) 757-9601 agents.allstate.com
B&A Benefit Solutions
45 Pilgrim Ave, Waterbury, CT 06704
(203) 565-6419 insuranceiswhatwedo.com
American Financial Solutions llc
48 Meriden Rd, Waterbury, CT 06705
(203) 706-4015 americanfinancialsolutions.net
Grand Folder LLC
1325 E Main St, Waterbury, CT 06705
(800) 288-5064 thegrandfolder.com
Main Street Insurance - Waterbury Office
345 W Main St, Waterbury, CT 06702
(203) 757-5737 mainstreetinsct.com
Mark Shumilla - State Farm Insurance Agent
520 Frost Rd FL-1, Waterbury, CT 06705
(203) 757-6300 markshumilla.com
Natasha Faesy Burgess - State Farm Insurance Agent
3528 E Main St Ste 3, Waterbury, CT 06705
(475) 235-6136 weprotectwhatyoulove.com
Douglas Haywood: Allstate Insurance
1884 E Main St, Waterbury, CT 06705
(203) 757-9009 agents.allstate.com
Ramon Insurance & Tax
935 S Main St, Waterbury, CT 06706
(203) 575-9660 progressiveagent.com
Jack D Edsall Jr - State Farm Insurance Agent
1101 Huntingdon Ave UNIT 3, Waterbury, CT 06704
(203) 755-3700 jackedsall.com
Montagno Insurance Inc
344 Robbins St, Waterbury, CT 06708
(203) 721-7041 insurancequotesct.com
Sundel & Milford Inc
11 Scovill St # 4, Waterbury, CT 06706
(203) 753-0114 sundelmilford.com
Blasius Personal Insurance
500 Captain Neville Dr, Waterbury, CT 06705
(203) 527-6002 blasiusinsurance.com
World, Formerly Known As CDR Insurance Group
211 Schraffts Dr, Waterbury, CT 06705
(203) 754-3156 cdrinsurance.com
Heritage Insurance Inc
820 Hamilton Ave UNIT 2, Waterbury, CT 06706
(203) 755-1228 heritageinswtby.com
Di Franceso Insurancy Agency
1115 W Main St, Waterbury, CT 06708
(203) 756-8176 mydifrancescoinsurance.com
Bravo Insurance Group
39 Meriden Rd, Waterbury, CT 06705
(203) 518-5845 bravoinsurancect.com

A home insurance agent in Waterbury Connecticut can help you find a policy that fits your needs. Connecticut law requires insurers to offer replacement cost coverage on dwellings. Local agents understand the specific risks in the Waterbury area, such as winter weather and older home construction.

What Does a Home Insurance Agent in Waterbury Cost?

The average cost of home insurance in Connecticut is around 1,200 to 1,800 dollars per year for a standard policy. Costs vary based on your homes value, location in Waterbury, age of the home, and your claims history. Older homes or those with outdated electrical or plumbing systems may have higher premiums. This is general information and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Waterbury do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property coverage, and liability insurance. They also assist with claims and policy changes.
Do I need flood insurance in Waterbury Connecticut?
Standard home insurance does not cover flood damage. If your property is in a flood zone designated by FEMA, your lender may require flood insurance. Even outside high-risk areas, flooding from heavy rain is possible in Connecticut.
How can I lower my home insurance costs in Connecticut?
You can lower costs by bundling home and auto insurance with the same company. Increasing your deductible and installing security systems or smoke detectors may also reduce premiums. Connecticut offers credits for newer roofs and certain home improvements.