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Find Home Insurance Agents Near You in Georgetown, DE

Directory of home insurance agents in Georgetown, Delaware. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Georgetown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 8 home insurance agents in Georgetown, DE Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Latinos Multiservices Delaware
214 N Race St, Georgetown, DE 19947
(302) 858-4100
Hunter Emory - State Farm Insurance Agent
216 W Market St Unit B, Georgetown, DE 19947
(302) 855-2100 savewithhunter.com
A to Z Insurance
432 E Market St # 102, Georgetown, DE 19947
(302) 854-0110 atozinsuranceonline.com
Mark Penuel - State Farm Insurance Agent
522 E Market St, Georgetown, DE 19947
(302) 856-7724 penuelinsurance.com
Muncie Insurance
521 College Park Dr #2, Georgetown, DE 19947
(302) 856-6601 muncieinsurance.net
Allstate Agent: Mateo Andrade
20254 Dupont Blvd, Georgetown, DE 19947
(302) 858-4962 agents.allstate.com
Stracar Insurance Group
Shortly Rd, Georgetown, DE 19947
(302) 854-9760 edstracar.com
King Crop Insurance
101 W Market St, Georgetown, DE 19947
(302) 855-0800 kingcrop.com

Home insurance agents in Georgetown, Delaware help homeowners protect their properties against risks like coastal storms and fire. Delaware law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain how local flood zones and windstorm deductibles affect your premium.

What Does a Home Insurance Agent in Georgetown Cost?

Typical home insurance costs in Delaware range from 800 to 1,500 dollars per year for a standard policy. Factors like home value, age of roof, and proximity to the coast affect the premium. Georgetown properties may have lower wind risk than coastal towns but still face higher rates than inland areas. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Georgetown do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and exclusions. They also advise on Delaware-specific requirements like sinkhole coverage or flood insurance for coastal areas.
Do I need flood insurance for a home in Georgetown?
Georgetown is inland but still in a flood-prone region. Standard home policies do not cover flood damage. Your agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
How can I lower my home insurance costs in Delaware?
You can raise your deductible, bundle home and auto policies, or install protective devices like storm shutters. Delaware offers a discount for homes with windstorm mitigation features. Ask your agent about available credits.