The top-rated home insurance agent in Lewes, Delaware is The Oldfather Group | Compass Lewes Real Estate Agents, rated 4.9 stars across 984 reviews. Other highly rated options include Tommy Taylor - State Farm Insurance Agent, Paul Sarnak: Allstate Insurance, Catie Walther - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Lewes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Oldfather Group | Compass Lewes Real Estate Agents | 131 2nd St | (302) 260-7258 |
| 2 | Tommy Taylor - State Farm Insurance Agent | 16583 Coastal Hwy | (302) 644-3276 |
| 3 | Paul Sarnak: Allstate Insurance | 20361 John J Williams Hwy, DE-24 | (302) 204-2276 |
| 4 | Catie Walther - State Farm Insurance Agent | 12000 Old Vine Blvd #108 | (302) 313-0303 |
| 5 | Nationwide Insurance: Truitt Insurance Agency Inc. | 365 Savannah Rd | (302) 645-6459 |
| 6 | Wilgus Associates Inc | 1520 Savannah Rd | (302) 645-9215 |
| 7 | Clay A. Monroe Inc. | 1143 Savannah Rd | (302) 645-6565 |
| 8 | CB Chambers Insurance Agency | 19413 Jingle Shell Way Ste #3 | (302) 644-1049 |
| 9 | Wyshock Insurance Inc | 1546 Savannah Rd | (302) 644-7810 |
| 10 | Alex Moore Insurance | Lewes, DE 19958 | (302) 544-9458 |
The Oldfather Group | Compass Lewes Home Insurance Advisors serves the Lewes, Delaware metro area, offering residents guidance on securing appropriate residential property coverage. They assist clients in evaluating policies that protect homes against common coastal risks such as wind and flood damage. Their work focuses on helping individuals compare different insurance plans to match their specific housing needs and budget. This local agency specifically handles coverage for single-family homes and seasonal vacation properties in and around Sussex County.
Tommy Taylor - State Farm Insurance Agent in Lewes, DE, provides a range of home insurance services, including customized policies that cover dwelling protection, personal property, and liability coverage. Its service plans involve annual policy reviews to adjust coverage based on changing home values or renovations, along with claims assistance to guide clients through the process. The agency also offers additional options such as flood or sewer backup endorsements. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Catie Walther - State Farm Insurance Agent serves Lewes, Delaware and the surrounding communities in Sussex County. The company handles home insurance policies that protect residential properties from damage and liability. It works with homeowners to assess their coverage needs and adjust policies as circumstances change. For a typical job, the agent reviews the property’s specific risks and local weather patterns to recommend a suitable level of protection that addresses each individual situation.
Nationwide Insurance: Truitt Insurance Agency Inc. in Lewes, DE offers tailored coverage for your dwelling and personal property, presenting a choice between a single policy purchase and an ongoing service relationship. As a local home insurance agency, it assists clients in protecting their homes and assets according to regional risks. Service runs on an as-needed basis for quotes and claims, with scheduled policy reviews available.
Wilgus Associates Inc specializes in homeowners insurance policies that protect against property damage and liability claims. It also offers general insurance services for standard home coverage needs in Lewes, Delaware. The company works to match clients with appropriate policies for their specific situations and property types. As the Atlantic hurricane season approaches, it can help residents review their windstorm and flood coverage to ensure adequate protection for their homes.
As the Atlantic hurricane season approaches, homeowners in Lewes look to safeguard their properties against coastal storms and flooding. Clay A. Monroe Inc. supplies home insurance agent services that address these regional exposures, helping clients review their current coverage for wind and water damage. The agency operates locally to provide personalized assessments of dwelling protection needs. A consultation begins with a thorough inspection of the property to identify vulnerabilities and clarify appropriate policy limits.
CB Chambers Insurance Agency provides standard home insurance coverage for homeowners in Lewes, DE, and can add specialty endorsements for valuables, flood risks, and liability protection. It also writes policies for landlord-owned rental properties and seasonal vacation homes common to the coastal region. The agency serves commercial sectors such as small professional offices, storage warehouses, and food service establishments needing general liability and property protection.
Wyshock Insurance Inc in Lewes, DE provides residential home insurance to local homeowners. The agency also offers commercial coverage options for area businesses requiring property protection. Clients throughout the Lewes region receive assistance with policy selection and risk assessment. Adjusting coverage to match changing household needs is a standard part of the service delivered. Regular policy reviews ensure coverage remains appropriate over time. Customers often return for renewal assistance and to update protections between annual visits, maintaining continuous support.
Alex Moore Insurance serves homeowners, property managers, and small businesses in Lewes, Delaware, offering residential and commercial property coverage. Policies protect against common coastal risks such as wind or flood damage, along with standard perils like fire and theft. The agency helps clients evaluate deductibles and coverage limits to match each property’s specific needs. Local knowledge of Sussex County’s real estate market supports tailored risk assessments. Service also extends to the broader Cape Region, including the neighboring community of Rehoboth Beach.
What Does a a Home Insurance Agent in Lewes Cost?
Home insurance costs in Lewes Delaware vary widely based on the homes value proximity to the coast and coverage limits. Typical annual premiums for a standard policy range from 800 to 2 500 but coastal properties may pay more for wind and flood endorsements. Actual costs depend on your specific risk factors and chosen deductible. This is general information not insurance advice.
About home insurance agents in Lewes
Home insurance agents in Lewes Delaware help residents protect their homes against coastal risks like storms and flooding. Delaware law requires insurers to offer windstorm coverage in designated coastal areas. An agent can explain how local building codes and flood zone maps affect your policy.
Frequently Asked Questions
What does a home insurance agent in Lewes do?
A home insurance agent in Lewes helps you compare policies from different carriers. They explain coverage limits deductibles and endorsements specific to Delaware coastal properties. They also assist with claims and policy changes.
Do I need flood insurance in Lewes Delaware?
Flood insurance is not required by state law but may be required by your mortgage lender if you are in a high risk flood zone. Lewes is near the coast so many homeowners choose flood coverage. Your agent can help you buy a policy through the National Flood Insurance Program.
How do Delaware insurance laws affect my home policy?
Delaware law mandates that insurers provide a 30 day notice before non renewal of a homeowners policy. The state also requires insurers to offer windstorm coverage in coastal Sussex County. Your agent can explain these protections and how they apply to your Lewes home.
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