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Compare home insurance agents in Alachua. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Alachua, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 home insurance agents in Alachua, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Larmann - State Farm Insurance Agent
14822 Main St, Alachua, FL 32615
(386) 418-0160
alachuainsurance.com
Oliver Kendrick Farm Bureau Insurance
16206 NW 163rd Ln, Alachua, FL 32615
(386) 462-3276
floridafarmbureau.com
Brightway Insurance, The Nick Ward Agency
14862 Main St, Alachua, FL 32615
(352) 240-7500
brightway.com
GREGORY BRADLEY: Allstate Insurance
16181 NW US Hwy 441 Unit 180, Alachua, FL 32615
(386) 462-7093
agents.allstate.com
Home insurance agents in Alachua Florida help you find coverage that meets state requirements and protects your property. Florida law requires insurers to offer windstorm coverage and allows for separate flood policies. A local agent can explain how hurricane deductibles work and help you compare options from multiple carriers.
What Does a Home Insurance Agent in Alachua Cost?
Home insurance costs in Alachua Florida vary based on your home value age and location. Average annual premiums in Florida range from 1,500 to 3,500 dollars for a typical single family home. Homes near flood zones or with older roofs may cost more. Factors like wind mitigation features and credit score also affect rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Alachua do?
A home insurance agent helps you shop for policies from different companies and advises on coverage limits. They explain Florida specific rules like the 15 day right to cancel period after you buy a policy. They also assist with claims and policy changes.
Do I need flood insurance in Alachua Florida?
Standard home insurance does not cover flood damage. Alachua is not in a high risk flood zone for all areas but heavy rain can cause flooding. Many lenders require flood insurance if your home is in a designated flood zone. An agent can check your flood risk and help you buy a separate flood policy.
How do hurricane deductibles work in Florida?
Florida law requires all home insurance policies to have a separate hurricane deductible. This deductible is a percentage of your home value, usually 2% to 5%. It applies only to damage from a named hurricane. Your agent can explain how this deductible affects your premium and out of pocket costs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.