The top-rated home insurance agent in Apopka, Florida is Zachary Ingram - GEICO Insurance Agent, rated 5.0 stars across 2,104 reviews. Other highly rated options include Numero Uno Insurance, Richard Moore - State Farm Insurance Agent, Amanda Kimmel: Allstate Insurance. This directory lists 20 home insurance agents serving Apopka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zachary Ingram - GEICO Insurance Agent | 3840 E State Rd 436 Suite 1012 | (407) 551-4350 |
| 2 | Numero Uno Insurance | 380 Semoran Commerce Pl Suite 102 | (407) 880-7283 |
| 3 | Richard Moore - State Farm Insurance Agent | 3320 E Semoran Blvd #1000 | (321) 280-9752 |
| 4 | Amanda Kimmel: Allstate Insurance | 1706 E Semoran Blvd STE 104 | (407) 889-8494 |
| 5 | The Insurance Store USA | 529 S Orange Blossom Trail | (407) 880-2090 |
| 6 | State Farm: Shren Yeager | 49A E 3rd St | (407) 880-3167 |
| 7 | Declue Brothers | 218 S Lake Ave | (407) 884-7843 |
| 8 | We Insure Apopka - Dexter Chase | 65 E Station St | (321) 248-4495 |
| 9 | Patrick Malcolm: Allstate Insurance | 1089 W Orange Blossom Trail | (407) 884-0909 |
| 10 | Heather Baker - State Farm Insurance Agent | 1643 Rock Springs Rd | (407) 889-2557 |
Zachary Ingram - GEICO Insurance Agent serves Apopka, Florida, in Orange County, offering home insurance solutions to local residents. The agency helps homeowners protect their properties with policies that cover dwelling structures and personal belongings. Standard services include liability protection and coverage for loss of use during repairs. Policyholders can add endorsements for natural disasters that occur in Central Florida. The agency also assists with bundling home and auto insurance for potential discounts. Specific services handled in this area include windstorm coverage for hurricane season and personal property replacement cost endorsements.
Numero Uno Insurance provides a range of home insurance services for property owners in Apopka, FL, including policy consultations and claims assistance. It offers standard maintenance plans to help clients review coverage levels and update policies as property values change. The company assists with evaluating liability protection for different property types. It services single-family homes, residential apartments, retail spaces, and restaurants.
Homeowners and property managers in Apopka, FL, can turn to Richard Moore - State Farm Insurance Agent for residential coverage. The agency works with clients to structure home insurance policies, including liability protection and dwelling coverage, tailored to individual needs. Understanding local weather risks and property values is central to their consultations. Customers also receive guidance on bundling policies for potential savings. The office additionally serves nearby communities such as Ocoee and the greater Orlando metro area.
Amanda Kimmel: Allstate Insurance serves Apopka, Florida, and the surrounding Orange County communities, handling both homeowners and renters insurance policies for local residents. The agency focuses on helping property owners secure proper coverage for their homes and personal belongings, protecting against common regional weather events such as storms and hurricanes. For a typical property insurance job, the agent first reviews the client’s home features and risk factors before presenting tailored policy options that match the individual’s coverage needs and budget.
In the local insurance market, clients choose between obtaining a single policy for a specific home or securing recurring coverage that renews automatically each year. As a home insurance agent in Apopka, FL, The Insurance Store USA provides guidance on standard homeowners policies that typically cover dwelling structure, personal property, and liability protection. The company also assists customers in adjusting coverage limits based on current home values and local storm risks. Service appointments at this agency are available on a scheduled basis.
State Farm: Shren Yeager offers homeowners insurance policies that cover dwelling, personal property, and liability protection for residences in Apopka, Florida. The agency also provides support for policy adjustments, claim filing, and coverage reviews tailored to individual needs. Its general services include helping customers evaluate replacement cost values and deductibles based on local construction costs. In Central Florida, the office helps homeowners address hurricane-related damage and flooding concerns during storm season by explaining policy exclusions and available endorsements.
With Florida’s hurricane season bringing annual concerns over wind and flood damage, Declue Brothers serves homeowners in Apopka, FL, by explaining available policy options for property protection. As a home insurance agent, the company helps clients review their existing coverage limits and deductibles, matching them with plans suited to local building codes and weather risks. The agent then completes a thorough property inspection, assessing features like roof condition and window protections before finalizing an initial coverage quote.
We Insure Apopka - Dexter Chase focuses on helping homeowners in Apopka find appropriate coverage for their properties, tailoring policies to individual needs. The agency can arrange for specialized add-ons such as flood protection and liability extensions, which are common concerns for homes in this region. Commercial sectors it can serve include offices, warehouses, and food service establishments, each requiring distinct risk assessments and insurance solutions.
Patrick Malcolm: Allstate Insurance serves homeowners in the Apopka, Florida area, offering standard policies for property damage and liability coverage. The agency aims to help local residents protect their homes and personal belongings from common regional risks like storms and theft. Policyholders may select from varying levels of dwelling and contents protection to fit their needs. Customizable add-ons, such as an equipment breakdown endorsement that covers major home appliances and systems, can be included in the policy.
Heather Baker - State Farm Insurance Agent provides home insurance services for residential properties in Apopka, Florida. The agency also helps local business owners with commercial coverage options to protect their assets. Service is available throughout the broader Apopka area for both new policies and existing policy adjustments. The team reviews coverage needs with each client and can be contacted for follow-up questions or policy changes between regular annual reviews.
What Does a a Home Insurance Agent in Apopka Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy, but rates vary widely based on your home's location, age, construction, and coverage limits. For a typical Apopka home, you might pay between $1,500 and $3,500 annually. Costs are higher in Florida than in many other states due to hurricane and sinkhole risks. This is general information, not insurance advice.
About home insurance agents in Apopka
Home insurance agents in Apopka, Florida help homeowners find coverage that meets state requirements and protects against local risks like hurricanes and sinkholes. Florida law requires insurers to offer windstorm coverage, and many policies include specific deductibles for hurricane damage. An agent can explain these options and help you compare quotes from different companies.
Frequently Asked Questions
What does a home insurance agent in Apopka do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage types, such as dwelling, personal property, and liability, and can advise on Florida-specific issues like flood insurance and sinkhole coverage.
Do I need flood insurance in Apopka Florida?
Flood insurance is not required by Florida law for most homeowners, but mortgage lenders may require it if your home is in a high-risk flood zone. Apopka is inland, but heavy rains and storms can still cause flooding. An agent can help you determine your risk and find a separate flood policy through the NFIP or private insurers.
How do Florida hurricane deductibles work for home insurance?
Florida law requires insurers to offer a separate hurricane deductible, which is usually a percentage of your home's insured value (e.g., 2% or 5%). This deductible applies only to damage from a named hurricane, not to other types of wind or storm damage. Your agent can explain how this affects your premium and out-of-pocket costs.
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