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Browse home insurance agents serving Florida City, Florida. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Florida City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 home insurance agents in Florida City, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
33501 S Dixie Hwy suite 600, Florida City, FL 33034
Home insurance agents in Florida City help residents find coverage for their homes in this unique coastal area. Florida law requires insurers to offer windstorm coverage and agents can explain how this affects your policy. Working with a local agent ensures you understand the specific risks and requirements for properties in South Florida.
What Does a Home Insurance Agent in Florida City Cost?
Home insurance costs in Florida City vary widely based on your homes value, age, construction type, and location. Average annual premiums in South Florida can range from 2000 to over 5000 dollars for a standard policy. Windstorm and flood coverage add significant cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Florida City do?
A home insurance agent helps you compare policies from different insurers and explains coverage options. They can advise on windstorm and flood insurance which are important in Florida City due to its location. Agents also help with policy changes and claims questions.
Do I need flood insurance for my home in Florida City?
Flood insurance is not required by state law but mortgage lenders often require it for homes in high risk flood zones. Florida City is in a coastal area so flood risk is higher. An agent can help you find a separate flood policy through the National Flood Insurance Program or private insurers.
How does Florida law affect home insurance policies in Florida City?
Florida law gives you a 14 day free look period to cancel a new policy for a full refund. Insurers must offer windstorm coverage and cannot deny coverage based solely on the age of your roof if it is less than 15 years old. Agents can explain these protections and how they apply to your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.