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Find Home Insurance Agents Near You in Indian Harbour Beach, FL
Directory of home insurance agents in Indian Harbour Beach, Florida. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 home insurance agents in Indian Harbour Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Barnett - State Farm Insurance Agent
515 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
(321) 773-7553
danbarnettagency.com
Deborah Rufo Insurance Agency - a OneGroup Company
475 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
(321) 341-9500
dkrufoinsurance.com
BB&T Insurance Services
450 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
(321) 773-5000
bbt.com
Assurance Enterprise
1790 Jimmy Buffett Mem Hwy, Indian Harbour Beach, FL 32937
(870) 947-0155
Julie Naughton - Aflac Insurance Agent
124 Terry St, Indian Harbour Beach, FL 32937
(321) 698-9001
Brown & Riding Insurance Services, Inc.
2194 Jimmy Buffett Mem Hwy STE 206, Indian Harbour Beach, FL 32937
(213) 452-7060
brownandriding.com
Home insurance agents in Indian Harbour Beach, Florida help property owners find coverage that meets state requirements. Florida law mandates that insurers offer windstorm coverage in coastal areas like Brevard County. An agent can explain local flood zone risks and help you compare policies from multiple carriers.
What Does a Home Insurance Agent in Indian Harbour Beach Cost?
Home insurance costs in Indian Harbour Beach vary by home value, age, and coverage level. Typical annual premiums for a standard policy range from 1,500 to 4,000 dollars. Windstorm coverage and flood insurance add to the cost. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Indian Harbour Beach do?
A home insurance agent helps you find a policy that covers your home, personal property, and liability. In Florida, they can explain windstorm deductibles and flood insurance options. They also assist with claims and policy changes.
Do I need flood insurance in Indian Harbour Beach?
Flood insurance is not required by Florida law for all homes, but lenders often require it for properties in high-risk flood zones. Indian Harbour Beach is near the coast, so many homes are in Special Flood Hazard Areas. An agent can check your flood zone and recommend a policy.
What is the Florida windstorm deductible?
Florida law allows insurers to offer a separate windstorm deductible, often 2% to 5% of the home value. This applies to damage from hurricanes and tropical storms. Your agent can explain how this deductible works with your policy.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.