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Compare Home Insurance Agents in Miami Gardens, FL
Compare home insurance agents in Miami Gardens. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 16 home insurance agents in Miami Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513
deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006
deltoroinsurance.com
Del Toro Insurance
4088 NW 167th St, Miami Gardens, FL 33054
(305) 407-2361
deltoroinsurance.com
Adavi Insurance Inc & Miami Gardens Multi Services Inc
4526 NW 183rd St, Miami Gardens, FL 33055
(305) 620-6636
adaviinsurance.com
Home insurance agents in Miami Gardens Florida help you find coverage for your property. Florida law requires insurers to offer windstorm and hail coverage in certain areas. Agents can explain local flood zone requirements and the Florida Building Code impact on premiums.
What Does a Home Insurance Agent in Miami Gardens Cost?
Home insurance in Miami Gardens Florida typically costs between 1500 and 4000 dollars per year for a standard policy. Costs vary based on home age, roof condition, and distance from the coast. Windstorm deductibles are often 2 to 5 percent of the home value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Miami Gardens do?
A home insurance agent helps you compare policies from different companies. They explain Florida specific coverages like sinkhole loss and windstorm deductibles. They also assist with filing claims and understanding your policy terms.
Do I need flood insurance in Miami Gardens Florida?
Flood insurance is not required by Florida state law but may be required by your mortgage lender. Miami Gardens is in a flood prone area so many homeowners need a separate flood policy through the National Flood Insurance Program or a private carrier.
How does Florida law affect home insurance rates in Miami Gardens?
Florida law allows insurers to use hurricane models and sinkhole data to set rates. The state also has a three year deadline for filing sinkhole claims under Florida Statute 627.7073. Agents can explain how these rules affect your premium.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.