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Compare Home Insurance Agents in North Bay Village, FL
Looking for a home insurance agent in North Bay Village? Review the directory below to compare your options.
6 agents listed
Updated May 2026
North Bay Village, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 home insurance agents in North Bay Village, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bell & Lyons Insurance brokers
1666 79th Street Causeway ste 410, North Bay Village, FL 33141
(954) 998-3860
bellandlyons.com
AllStar Insurance Services Inc
1666 79th Street Causeway Suite 607, North Bay Village, FL 33141
(305) 865-7777
chooseallstar.com
AAA Public Adjusters
7900 Harbor Island Dr Unit 1123A, North Bay Village, FL 33141
(800) 204-2463
aaapublicadjusters.com
Bayshore Risk
1666 John F Kennedy Causeway Suite 607, North Bay Village, FL 33141
(239) 410-4566
Wolf Family Insurance Agency
7601 E Treasure Dr, North Bay Village, FL 33141
(646) 656-0369
wolfinsagency.com
Univista Insurance
7601 E Treasure Dr, North Bay Village, FL 33141
(305) 289-8243
univistainsurance.com
Home insurance agents in North Bay Village Florida help property owners navigate coverage for windstorms floods and liability. Florida law requires insurers to offer sinkhole coverage and agents can explain the specific risks for homes near Biscayne Bay. An agent can also assist with compliance for condominium association master policies common in this island community.
What Does a Home Insurance Agent in North Bay Village Cost?
Home insurance costs in North Bay Village Florida typically range from 1500 to 4000 dollars per year for a standard single-family home. Windstorm coverage and flood insurance can add 500 to 2000 dollars annually depending on the property value and location. Rates vary by age of home roof condition and distance from the coast. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent do in North Bay Village?
A home insurance agent helps you compare policies from different insurers and explains coverage options like windstorm deductibles and flood insurance. They can also advise on how to meet mortgage lender requirements and local building code upgrades. Agents do not underwrite policies but guide you to suitable plans.
Is flood insurance required for homes in North Bay Village?
Flood insurance is not mandatory under Florida state law but mortgage lenders in high-risk flood zones usually require it. North Bay Village is in a Special Flood Hazard Area so many homeowners must carry flood coverage. An agent can help you obtain a policy through the National Flood Insurance Program or a private carrier.
How does Florida law affect home insurance in North Bay Village?
Florida law mandates that insurers provide a notice of premium changes and a free replacement cost estimate every renewal. The state also requires a separate windstorm deductible for hurricane claims. Agents can explain these rules and help you understand your rights under Florida Statute 627.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.