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Find Home Insurance Agents Near You in Palm Bay, FL

Browse home insurance agents serving Palm Bay, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Palm Bay, Florida is Jeff Thummel - State Farm Insurance Agent, rated 4.9 stars across 560 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance, Patriot Growth Insurance Service, LLC. This directory lists 17 home insurance agents serving Palm Bay.

Showing 17 home insurance agents in Palm Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jeff Thummel - State Farm Insurance Agent4951 Babcock St NE Ste 5(321) 727-3992
2Ryan Hill - State Farm Insurance Agent1460 Baytree Dr Suite D(321) 723-1444
3Space Coast Family Insurance2105 Palm Bay Rd NE Unit 3 215(321) 655-3920
4Patriot Growth Insurance Service, LLC1430 Palm Bay Rd NE Suite A and B(321) 725-1440
5Joe Raley - State Farm Insurance Agent5030 Minton Rd #1(321) 723-0333
6Weston Johnson - State Farm Insurance Agent590 Malabar Rd SE #6(321) 541-1433
7Sarpoolaki Insurance Center,LLC277 Malabar Rd SE(321) 914-0303
8GreatFlorida Insurance: Sabrina Lee4651 Babcock St NE # 17(321) 724-4409
9Monty McCart: Allstate Insurance820 Palm Bay Rd NE Ste 111(321) 724-8851
10Brightway Insurance, The DeJesus Legacy Agency3200 Dixie Hwy NE Ste 7(321) 257-4045
JT
4951 Babcock St NE Ste 5
Jeff Thummel - State Farm Insurance Agent
Home Insurance Agent · Palm Bay, FL

Jeff Thummel - State Farm Insurance Agent serves the Palm Bay, Florida market, specializing in home insurance plans. The agency helps local homeowners select policies that protect their property and personal belongings from common regional weather risks. Coverage options typically include protection against wind, hail, fire, and theft. Clients receive ongoing support for policy adjustments and claims guidance. This agent handles both standard home insurance and additional coverage for valuable personal items.

RH
1460 Baytree Dr Suite D
Ryan Hill - State Farm Insurance Agent
Home Insurance Agent · Palm Bay, FL

Homeowners, property managers, and business owners in Palm Bay, FL can consult Ryan Hill - State Farm Insurance Agent for home insurance policies. The agency helps clients assess coverage needs for dwelling protection, personal belongings, and liability exposure. It also explains how bundling home and auto policies may offer savings. Standard support includes claim filing assistance and policy reviews for changing circumstances. The office additionally serves customers in the neighboring community of Melbourne across the broader Brevard County metro area.

SC
2105 Palm Bay Rd NE Unit 3 215
Space Coast Family Insurance
Home Insurance Agent · Palm Bay, FL

Serving Palm Bay and the surrounding communities in Brevard County, Space Coast Family Insurance helps homeowners find coverage to protect their property and personal assets. An independent home insurance agent, it works with multiple carriers to compare options for standard policies and additional endorsements. The agency begins each client engagement by reviewing current coverage, then analyzes available plans to match protection needs and budget considerations. To manage a typical job, it first gathers details on the home’s age, construction, and location before presenting tailored policy recommendations.

PG
1430 Palm Bay Rd NE Suite A and B
Patriot Growth Insurance Service, LLC
Home Insurance Agent · Palm Bay, FL

Patriot Growth Insurance Service, LLC provides a range of home insurance options to residents throughout the Palm Bay area. The company assists clients in reviewing their coverage needs and identifying suitable maintenance plans that help protect property value against common local weather risks. Its team works to match each policy to an individual household's specific requirements, ensuring adequate protection for dwellings and personal belongings. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

JR
5030 Minton Rd #1
Joe Raley - State Farm Insurance Agent
Home Insurance Agent · Palm Bay, FL

Joe Raley - State Farm Insurance Agent in Palm Bay, FL, helps homeowners distinguish between a one-time policy purchase and the recurring service of annual policy reviews. Coverage options customarily protect against common local perils such as wind, fire, and theft, with the ability to adjust deductibles over time. An agent can explain how dwelling, liability, and personal property coverages combine into a single plan. Service for new policies and claims runs on an as-needed basis, while policy management and renewal support occur on a scheduled annual cycle.

WJ
590 Malabar Rd SE #6
Weston Johnson - State Farm Insurance Agent
Home Insurance Agent · Palm Bay, FL

Weston Johnson - State Farm Insurance Agent in Palm Bay, FL specializes in home insurance policies that protect dwellings and personal belongings from common perils. The agency generally works with local homeowners to assess their coverage needs and secure appropriate liability protection. Each year, it helps clients navigate concerns specific to the hurricane season, ensuring policies include sufficient windstorm coverage and flood insurance options for properties vulnerable to seasonal storm damage.

SI
277 Malabar Rd SE
Sarpoolaki Insurance Center,LLC
Home Insurance Agent · Palm Bay, FL

Hurricane season brings heightened concern for Florida homeowners, and Sarpoolaki Insurance Center, LLC in Palm Bay offers tailored coverage to address storm-related risks. The agency helps clients assess their current policies against local flood and wind deductibles. New residents often seek adjustments to reflect updated property values. An initial consultation examines the specific needs of each home, structuring a policy that aligns with individual requirements. This process begins with a free, thorough review of existing coverage and a discussion of available options.

GI
4651 Babcock St NE # 17
GreatFlorida Insurance: Sabrina Lee
Home Insurance Agent · Palm Bay, FL

As hurricane season approaches along Florida’s Space Coast, homeowners in Palm Bay seek reliable coverage for their properties. GreatFlorida Insurance: Sabrina Lee offers guidance tailored to local weather risks, helping residents choose appropriate policies to protect their homes. The agency provides standard homeowners insurance options, including coverage for wind and flood damage common to coastal Florida. By assessing each client’s specific property needs, they work to secure suitable protection. The process begins with a thorough inspection of the home to evaluate its condition and identify potential insurance requirements.

MM
820 Palm Bay Rd NE Ste 111
Monty McCart: Allstate Insurance
Home Insurance Agent · Palm Bay, FL

Monty McCart: Allstate Insurance provides comprehensive home insurance solutions to residents of Palm Bay, FL. The agency specializes in adding tailored coverage options, including protection against personal liability and damage to other structures on the property. These add-ons help safeguard homes from common regional risks. The agency serves a wide range of commercial sectors, including offices, warehouses, and food service businesses, offering policies to meet their distinct property insurance needs.

BI
3200 Dixie Hwy NE Ste 7
Brightway Insurance, The DeJesus Legacy Agency
Home Insurance Agent · Palm Bay, FL

Brightway Insurance, The DeJesus Legacy Agency provides home insurance services for homeowners in Palm Bay, Florida. The agency also offers commercial coverage for local businesses and extends its service area throughout the surrounding region. An agent reviews individual property risks and recommends appropriate policies to match each client’s needs. After closing a policy, the agency follows up between regular visits to address any coverage changes or questions.

RI
4961 Babcock St NE STE 7
Renegade Insurance - Palm Bay
Home Insurance Agent · Palm Bay, FL
(321) 450-3076
renegadeinsurance.com/agency/palm-bay
CI
190 Malabar Rd SW #122
Clover Insurance Agency
Home Insurance Agent · Palm Bay, FL
(321) 725-6837
cloverinsuranceagency.com
DF
4640 Lipscomb St STE 19
Drive Florida Insurance & Services, LLC
Home Insurance Agent · Palm Bay, FL
(772) 448-0946
dflinsuranceservices.net/%20%20%20%20%20%[email protected]
AI
6050 S Babcock St #17
Advanced Insurance Net
Home Insurance Agent · Palm Bay, FL
(321) 255-1077
ainsurance.biz
PB
189 Frante Ave NE
Palm Bay Insurance Service
Home Insurance Agent · Palm Bay, FL
(321) 516-0971
AA
1805 Canova St SE # 3
Anchor & Atlas Insurance
Home Insurance Agent · Palm Bay, FL
(321) 454-4444
anchoratlasinsurance.com
MA
820 Palm Bay Rd NE #111
The McCart Agency
Home Insurance Agent · Palm Bay, FL
(321) 724-8851
allstate.com/montymccart

What Does a a Home Insurance Agent in Palm Bay Cost?

The average cost for home insurance in Florida is around $1,900 per year but rates vary widely. For a typical Palm Bay home you might pay between $1,200 and $3,000 annually depending on age, location, and coverage level. Older homes or those near the coast may cost more. This is general information not insurance advice.

About home insurance agents in Palm Bay

Home insurance agents in Palm Bay Florida help you find coverage for your house and belongings. Florida law requires specific windstorm and flood considerations for coastal areas. Agents can explain how state regulations affect your policy and deductible options.

Frequently Asked Questions

What does a home insurance agent in Palm Bay do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits and deductibles. They also assist with claims and policy changes after you buy a policy.

Do I need flood insurance in Palm Bay Florida?

Flood insurance is not required by Florida state law but mortgage lenders often require it for homes in flood zones. Palm Bay is near the coast so flood risk is higher. You can buy flood insurance through the National Flood Insurance Program or private insurers.

How does Florida law affect home insurance costs?

Florida law allows insurers to include separate windstorm deductibles. These deductibles are often a percentage of your home value. The state also has a building code credit program that can lower your premium if your home meets newer standards.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.