Skip to main content

Find Home Insurance Agents Near You in Palmetto, FL

Directory of home insurance agents in Palmetto, Florida. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Palmetto, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 home insurance agents in Palmetto, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amistad Insurance | Affordable Insurance Palmetto
611 10th St E, Palmetto, FL 34221
(941) 981-3873 amistadinsurance.com
Nextwave Insurance
1014 8th Ave W, Palmetto, FL 34221
(941) 842-0200 nxtwaveins.com
Anderson & Associates Insurance Group LLC
810 8th Ave W, Palmetto, FL 34221
(941) 729-7355 andersoninsgroup.com
Moore & Moore Insurance
601 8th Ave W, Palmetto, FL 34221
(941) 722-3238 mooreandmooreinsurance.com
We Insure - North Manatee Insurance Inc
1335 10th St E STE E, Palmetto, FL 34221
(941) 803-4265 northmanateeinsurance.com
Moore & Moore Insurance: Dehoyos Brandi
601 8th Ave W, Palmetto, FL 34221
(941) 722-3238 mooreandmooreinsurance.com
Insurance Services-Central
1301 10th St E STE F, Palmetto, FL 34221
(941) 722-6086 iscf.biz

Home insurance agents in Palmetto Florida help residents find coverage that meets state legal requirements and protects against local risks like hurricanes and sinkholes. Florida law requires insurers to offer windstorm coverage and allows for a separate deductible for hurricane damage. An agent can explain these rules and help you compare policies from multiple carriers.

What Does a Home Insurance Agent in Palmetto Cost?

The average cost of homeowners insurance in Florida is around $1,900 to $3,500 per year for a typical policy, but rates vary widely based on location, home value, and coverage limits. In Palmetto, factors like proximity to the coast and the age of your roof can affect your premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Palmetto do?
A home insurance agent in Palmetto helps you find a policy that covers your home and belongings. They explain Florida specific laws like the requirement for windstorm coverage and the 60 day rescission period. They also help you file claims and adjust coverage as your needs change.
Do I need flood insurance in Palmetto Florida?
Flood insurance is not required by Florida state law but may be required by your mortgage lender if you are in a flood zone. Palmetto is near the coast and can be at risk for flooding from storms. Your agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private insurer.