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Compare Home Insurance Agents in Ponte Vedra Beach, FL
Compare home insurance agents in Ponte Vedra Beach. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Ponte Vedra Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 home insurance agents in Ponte Vedra Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, Ponte Vedra Beach
111 Solana Rd, Ponte Vedra Beach, FL 32082
(904) 280-4102
brightwaypvb.com
Southern Oak Insurance Company
816 A1A N, Ponte Vedra Beach, FL 32082
(877) 900-3971
southernoak.com
Locke Insurance Group, Inc.
822 A1A N #310a, Ponte Vedra Beach, FL 32082
(904) 543-6064
lockeinsurancegroup.com
Anderson Agency Insurance
820 A1A N w11, Ponte Vedra Beach, FL 32082
(904) 850-8160
andersonagencyfl.com
Home insurance agents in Ponte Vedra Beach help homeowners find coverage that meets Florida specific requirements. These agents can explain the state mandated windstorm deductible and how the Florida Building Code affects your premium. They also assist with flood insurance options, which are important given the area proximity to the coast.
What Does a Home Insurance Agent in Ponte Vedra Beach Cost?
Home insurance costs in Ponte Vedra Beach vary widely based on the home value, age, and location. Average annual premiums for a single family home range from 2,500 to 5,000 dollars, but can be higher near the coast. Florida law requires insurers to offer a 2 percent hurricane deductible, which can lower the base premium. Flood insurance through the NFIP costs about 700 to 1,200 dollars per year for most homes. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ponte Vedra Beach do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain Florida specific terms like the standard 2 percent hurricane deductible and the state required sinkhole coverage offer. They also guide you on how to file a claim under the Florida Property Insurance Law.
Do I need flood insurance in Ponte Vedra Beach?
Most standard home insurance policies in Florida do not cover flood damage. If your home is in a high risk flood zone, your lender will require flood insurance. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
How does the Florida Building Code affect my home insurance cost?
Homes built or renovated after the 2002 Florida Building Code updates often qualify for discounts on windstorm coverage. An agent can review your home construction year and features like impact resistant windows to see if you qualify. This can lower your annual premium significantly.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.