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Find Home Insurance Agents Near You in Sanford, FL

Browse home insurance agents serving Sanford, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Sanford, Florida is Alexia Emerson - State Farm Insurance Agent, rated 5.0 stars across 405 reviews. Other highly rated options include Insurance Land, James Raynor - State Farm Insurance Agent, Jamie Gioia: Allstate Insurance. This directory lists 18 home insurance agents serving Sanford.

Showing 18 home insurance agents in Sanford, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alexia Emerson - State Farm Insurance Agent109 W 1st St(407) 268-6011
2Insurance Land2401 S French Ave(407) 330-3111
3James Raynor - State Farm Insurance Agent4932 W State Rd 46 Suite 1036(407) 330-5111
4Jamie Gioia: Allstate Insurance5030 W State Rd 46 Ste 1000(407) 688-8889
5Gail Williams - State Farm Insurance Agent641 Monroe Rd(407) 323-0003
6Abora Insurance Group217 Bellagio Cir(407) 339-0800
7Direct Auto Insurance3757 S Orlando Dr(407) 322-1223
8Jennie Perez: Allstate Insurance111 E Lake Mary Blvd Ste 105(407) 323-5487
9JD Insurance & Financial Group, Inc1033 W 1st St(855) 878-2888
10Ed Brown - State Farm Insurance Agent700 W 25th St(407) 321-1464
AE
109 W 1st St
Alexia Emerson - State Farm Insurance Agent
Home Insurance Agent · Sanford, FL

Alexia Emerson - State Farm Insurance Agent serves the Sanford, FL, metro area as a home insurance agent, providing coverage for homeowners, renters, and condominium owners. The agency helps clients protect their property and personal belongings against common regional risks like storms and fire damage. Policyholders can receive guidance on bundling home and auto coverage to potentially lower premiums. A specific service the agency handles in this area is offering personal liability protection on a standard homeowners policy.

IL
2401 S French Ave
Insurance Land
Home Insurance Agent · Sanford, FL

Insurance Land provides home insurance policies for property owners in and around Sanford, Florida. Its service offerings include the evaluation of dwelling coverage needs and the preparation of customized policy packages. The agency focuses on explaining coverage limits, deductibles, and potential flood or wind exclusions to its clients. Regular policy reviews are available to ensure coverage keeps pace with changing property values. The company handles insurance requirements for a variety of properties, including single-family homes, apartments, retail spaces, and local restaurants.

JR
4932 W State Rd 46 Suite 1036
James Raynor - State Farm Insurance Agent
Home Insurance Agent · Sanford, FL

Serving Sanford, Florida, and the surrounding Seminole County communities, James Raynor - State Farm Insurance Agent handles home insurance policies designed to protect homeowners and their property. The agency addresses common coverage needs such as dwelling protection, personal liability, and contents insurance for residential clients. For each policy, the agent assesses the individual property and recommends appropriate coverage levels. The general approach involves reviewing the home’s structure and risk factors to tailor a plan that balances security with affordability.

JG
5030 W State Rd 46 Ste 1000
Jamie Gioia: Allstate Insurance
Home Insurance Agent · Sanford, FL

Jamie Gioia: Allstate Insurance in Sanford, FL offers both one-time home insurance policies and recurring coverage plans that automatically renew. Coverage can protect the dwelling, other structures on the property, personal belongings, and liability in the event of accidents or property damage. This local agency helps homeowners select the right limits and deductibles for their needs. Service operates on a one-time basis for initial policy setup and then on a scheduled renewal cycle or as needed for policy adjustments or claims.

GW
641 Monroe Rd
Gail Williams - State Farm Insurance Agent
Home Insurance Agent · Sanford, FL

Gail Williams - State Farm Insurance Agent in Sanford, FL offers coverage tailored specifically for homeowners, including dwelling protection and liability options. It also serves local residents with broader personal insurance needs, helping them assess their risks and select appropriate policies. As hurricane season approaches in Central Florida, the agency frequently assists clients in reviewing windstorm and flood insurance provisions to safeguard their properties from storm-related damage.

AI
217 Bellagio Cir
Abora Insurance Group
Home Insurance Agent · Sanford, FL

Abora Insurance Group serves homeowners, businesses, and property managers in the Sanford, Florida area with personalized home insurance agent services. The agency helps clients review coverage options, understand policy details, and secure protection for their residential and commercial properties. Working individually with each customer, it aims to match appropriate insurance solutions to specific needs and budgets. Beyond its Sanford base, the company also extends its home insurance services to cover neighboring Lake Mary.

DA
3757 S Orlando Dr
Direct Auto Insurance
Home Insurance Agent · Sanford, FL

Direct Auto Insurance serves the Sanford, Florida area and surrounding communities, handling home insurance needs for local homeowners. It offers coverage for property damage and liability on residential dwellings, protecting clients against common risks like storms and accidents. The company works with each policyholder to review their specific coverage requirements and property details. To handle a typical job, it assesses the customer’s home structure and personal belongings, then customizes a policy that fits their budget and protection needs.

JP
111 E Lake Mary Blvd Ste 105
Jennie Perez: Allstate Insurance
Home Insurance Agent · Sanford, FL

As hurricane season and sudden Florida storms put pressure on home insurance needs, residents of Sanford rely on Jennie Perez: Allstate Insurance for guidance on appropriate coverage. This agency offers property protection options suited to local weather risks and older Central Florida homes. Standard policies here guard against wind damage, theft, and liability. A homeowner seeking coverage or reviewing their current plan should begin by contacting the office to schedule a convenient inspection of the property.

JI
1033 W 1st St
JD Insurance & Financial Group, Inc
Home Insurance Agent · Sanford, FL

JD Insurance & Financial Group, Inc helps homeowners in Sanford, FL, secure property coverage tailored to individual needs, including optional specialty add-ons for flood or windstorm protection. The agency guides clients through policy options that address regional weather risks and common household liabilities. Its services extend to commercial clients looking for protection for offices, warehouses, and food service operations. This range covers different types of businesses.

EB
700 W 25th St
Ed Brown - State Farm Insurance Agent
Home Insurance Agent · Sanford, FL

Ed Brown - State Farm Insurance Agent in Sanford, FL offers residential home insurance coverage to protect local homeowners against common property risks. Commercial insurance services are also available for area businesses requiring liability and asset protection. Serving Sanford and the surrounding communities, the agency assists clients with policy selection and claims guidance. Follow-up appointments between regular visits help ensure coverage remains aligned with changing household needs and property updates.

IS
790 Monroe Rd
Insurance Services of Central Florida
Home Insurance Agent · Sanford, FL
(407) 876-4447
iscf.biz/florida-insurance
IW
2555 S French Ave
Insurance World
Home Insurance Agent · Sanford, FL
(407) 323-7283
carinsuranceworld.com/office-locations
SI
3635 S Orlando Dr
Satellite Insurance Group Inc
Home Insurance Agent · Sanford, FL
(407) 330-3400
FS
212 Sanford Ave
Florida Sunshine Insurance Agency
Home Insurance Agent · Sanford, FL
(407) 878-2880
flsunshineins.com/contact.html
MP
720 S Park Ave
McLain, Pierce and Associates
Home Insurance Agent · Sanford, FL
(407) 323-8142
insurefl.com
SI
200 N Park Ave
Sanford Insurance Center Inc
Home Insurance Agent · Sanford, FL
(407) 323-5911
sanfordinsurancecenter.com
MI
225 W Seminole Blvd
Madison Insurance Group
Home Insurance Agent · Sanford, FL
(407) 321-6032
miginsgroup.com/location/sanford-florida
II
820 W Lake Mary Blvd #202
IGEE, Inc. Insurance Agency
Home Insurance Agent · Sanford, FL
(904) 718-5076
igeeinsurance.com

What Does a a Home Insurance Agent in Sanford Cost?

The average cost of home insurance in Florida is around $1,900 to $3,500 per year for a standard policy. However, rates vary widely based on your homes location, age, construction type, and claims history. Costs are higher in areas prone to hurricanes or flooding. This is general information and not insurance advice.

About home insurance agents in Sanford

A home insurance agent in Sanford Florida can help you navigate the unique property insurance market in the state. Florida law requires specific coverage for windstorm damage and often includes a separate deductible for hurricane losses. Working with a local agent ensures you understand these requirements and find a policy that fits your needs.

Frequently Asked Questions

What does a home insurance agent in Sanford do?

A home insurance agent helps you compare policies from different insurers and explains coverage options. They can advise on Florida-specific issues like sinkhole coverage and wind mitigation discounts. The agent also assists with claims and policy changes after you buy a home.

Do I need flood insurance in Sanford Florida?

Flood insurance is not typically included in standard home insurance policies. Sanford is near the St. Johns River and can experience flooding during heavy rains. Many lenders require flood insurance if your home is in a high-risk flood zone.

How does Florida law affect my home insurance policy?

Florida law requires insurers to offer windstorm coverage and sets rules for hurricane deductibles. The state also has a 90-day deadline for insurers to pay or deny claims after they are filed. Your agent can explain how these laws apply to your specific situation.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.