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Home Insurance Agents in Sanford, FL

Browse home insurance agents serving Sanford, Florida. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Sanford, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 home insurance agents in Sanford, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alexia Emerson - State Farm Insurance Agent
109 W 1st St, Sanford, FL 32771
(407) 268-6011 alexiaprotectsfl.com
Insurance Land
2401 S French Ave, Sanford, FL 32771
(407) 330-3111 insuranceland.org
Abora Insurance Group
217 Bellagio Cir, Sanford, FL 32771
(407) 339-0800 getabora.com
James Raynor - State Farm Insurance Agent
4932 W State Rd 46 Suite 1036, Sanford, FL 32771
(407) 330-5111 jamesraynorsf.com
Jamie Gioia: Allstate Insurance
5030 W State Rd 46 Ste 1000, Sanford, FL 32771
(407) 688-8889 agents.allstate.com
Gail Williams - State Farm Insurance Agent
641 Monroe Rd, Sanford, FL 32771
(407) 323-0003 gailinsuresflorida.com
Direct Auto Insurance
3757 S Orlando Dr, Sanford, FL 32773
(407) 322-1223 local.directauto.com
Jennie Perez: Allstate Insurance
111 E Lake Mary Blvd Ste 105, Sanford, FL 32773
(407) 323-5487 agents.allstate.com
JD Insurance & Financial Group, Inc
1033 W 1st St, Sanford, FL 32771
(855) 878-2888 jdifg.com
Ed Brown - State Farm Insurance Agent
700 W 25th St, Sanford, FL 32771
(407) 321-1464 edwardlbrown.com
Insurance World
2555 S French Ave, Sanford, FL 32773
(407) 323-7283 carinsuranceworld.com
Insurance Services of Central Florida
790 Monroe Rd, Sanford, FL 32771
(407) 876-4447 iscf.biz
Satellite Insurance Group Inc
3635 S Orlando Dr, Sanford, FL 32773
(407) 330-3400
Florida Sunshine Insurance Agency
212 Sanford Ave, Sanford, FL 32771
(407) 878-2880 flsunshineins.com
Madison Insurance Group
225 W Seminole Blvd, Sanford, FL 32771
(407) 321-6032 miginsgroup.com
Sanford Insurance Center Inc
200 N Park Ave, Sanford, FL 32771
(407) 323-5911 sanfordinsurancecenter.com
McLain, Pierce and Associates
720 S Park Ave, Sanford, FL 32771
(407) 323-8142 insurefl.com
IGEE, Inc. Insurance Agency
820 W Lake Mary Blvd #202, Sanford, FL 32773
(904) 718-5076 igeeinsurance.com

A home insurance agent in Sanford Florida can help you navigate the unique property insurance market in the state. Florida law requires specific coverage for windstorm damage and often includes a separate deductible for hurricane losses. Working with a local agent ensures you understand these requirements and find a policy that fits your needs.

What Does a Home Insurance Agent in Sanford Cost?

The average cost of home insurance in Florida is around $1,900 to $3,500 per year for a standard policy. However, rates vary widely based on your homes location, age, construction type, and claims history. Costs are higher in areas prone to hurricanes or flooding. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Sanford do?
A home insurance agent helps you compare policies from different insurers and explains coverage options. They can advise on Florida-specific issues like sinkhole coverage and wind mitigation discounts. The agent also assists with claims and policy changes after you buy a home.
Do I need flood insurance in Sanford Florida?
Flood insurance is not typically included in standard home insurance policies. Sanford is near the St. Johns River and can experience flooding during heavy rains. Many lenders require flood insurance if your home is in a high-risk flood zone.
How does Florida law affect my home insurance policy?
Florida law requires insurers to offer windstorm coverage and sets rules for hurricane deductibles. The state also has a 90-day deadline for insurers to pay or deny claims after they are filed. Your agent can explain how these laws apply to your specific situation.