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Find Home Insurance Agents Near You in South Miami, FL
Looking for a home insurance agent in South Miami? Review the directory below to compare your options.
2 agents listed
Updated May 2026
South Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 home insurance agents in South Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mario Obregon - State Farm Insurance Agent
6701 Sunset Dr STE 115, South Miami, FL 33143
(305) 661-7667
marioobregon.com
Insurance Guy Inc
5966 S Dixie Hwy STE 300, South Miami, FL 33143
(305) 668-7100
insguy.com
Home insurance agents in South Miami Florida help homeowners find coverage that meets state requirements and protects against local risks. Florida law requires insurers to offer windstorm coverage and agents can explain how this affects your policy. Working with a local agent ensures you understand the specific needs for homes in the South Miami area.
What Does a Home Insurance Agent in South Miami Cost?
Home insurance costs in South Miami Florida vary widely based on the home value age and location. Average annual premiums in Florida are around 2000 to 4000 dollars but can be higher for older homes or those near the coast. Windstorm and flood coverage add extra costs. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in South Miami do?
A home insurance agent helps you compare policies from different companies to find coverage for your property. They explain Florida specific requirements like windstorm coverage and sinkhole loss coverage. They also assist with claims and policy changes after you buy a policy.
Do I need flood insurance for my home in South Miami?
Flood insurance is not required by Florida law but most mortgage lenders require it for homes in high risk flood zones. South Miami is near flood prone areas so agents often recommend a separate flood policy through the National Flood Insurance Program. Standard home insurance policies do not cover flood damage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.