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Find Home Insurance Agents Near You in St Johns, FL

Looking for a home insurance agent in St Johns? Review the directory below to compare your options.

4 agents listed
Updated May 2026
St Johns, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 home insurance agents in St Johns, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Don Haneline - State Farm Insurance Agent
196 Everest Ln #3, St Johns, FL 32259
(904) 615-1415 insurewithdon.com
Brandi Mark - State Farm Insurance Agent
74 Roberts Vlg Ct #501, St Johns, FL 32259
(904) 551-1643 brandimarksf.com
Jade Albrecht: Allstate Insurance
1820 State Rd 13 N Suite 7, St Johns, FL 32259
(904) 230-5505 agents.allstate.com
Durbin Creek Insurance
774 State Rd 13 N #7, St Johns, FL 32259
(904) 712-3800 durbincreekinsurance.com

Home insurance agents in St Johns, Florida help homeowners find coverage that meets state requirements. Florida law mandates that insurers offer sinkhole coverage, and agents can explain this and other local risks like hurricane damage. Working with a local agent ensures you understand the specific insurance needs for St Johns properties.

What Does a Home Insurance Agent in St Johns Cost?

The average cost of home insurance in Florida is around $1,980 per year, but rates in St Johns can vary from $1,200 to $3,000 depending on the home value and coverage level. Factors like the age of your roof and proximity to the coast affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in St Johns do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like windstorm and flood insurance. They also assist with policy changes and claims questions.
Is flood insurance required in St Johns Florida?
Flood insurance is not required by Florida state law, but mortgage lenders in high-risk flood zones may require it. St Johns is near the coast, so many homeowners choose to add flood coverage. An agent can help you assess your flood risk.
How does Florida law affect home insurance in St Johns?
Florida law requires insurers to offer sinkhole coverage on homeowners policies. The state also has strict rules about windstorm deductibles and non-renewal after a hurricane. An agent can explain how these laws apply to your St Johns home.