The top-rated home insurance agent in Augusta, Georgia is Insurance Center, rated 4.9 stars across 774 reviews. Other highly rated options include Drew Creswell - State Farm Insurance Agent, Acceptance Insurance, Keith Perret - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Center | 1499 Ellis St | (706) 722-4818 |
| 2 | Drew Creswell - State Farm Insurance Agent | 4205 Columbia Rd | (706) 863-2956 |
| 3 | Acceptance Insurance | 2803 Wrightsboro Rd #33 | (706) 591-7017 |
| 4 | Keith Perret - State Farm Insurance Agent | 2350 Washington Rd | (706) 925-5433 |
| 5 | Jay Harden - GEICO Insurance Agent | 630 Crane Creek Dr Ste 303 | (706) 793-7290 |
| 6 | Capps Insurance Agency | 1254 Broad St | (706) 722-7292 |
| 7 | Blanchard & Calhoun Insurance Agency | 245 Davis Rd | (706) 650-6000 |
| 8 | Whit Blanchard Insurance Group | 1901 Walton Wy | (706) 210-4651 |
| 9 | Medicare, Life & Health Insurance - Hoston Helps | 3152 Perimeter Pkwy | (706) 750-9220 |
| 10 | Affordable Insurance Agency, Inc. | 3084 Deans Bridge Rd | (706) 790-4381 |
Insurance Center serves homeowners in Augusta, Georgia, providing essential property insurance coverage. The company helps clients protect their homes and personal belongings against common regional risks, such as storm damage and fire. They assist local residents in selecting policies that meet standard lending requirements and individual budget needs. Customers can consult with agents to understand coverage limits and deductibles. Insurance Center also handles special endorsements for valuable items and offers guidance on liability protection for residential properties in the Augusta area.
Drew Creswell - State Farm Insurance Agent provides home insurance services in Augusta, GA, covering a broad range of policies to protect residential structures and personal belongings. Its service plans include standard homeowners coverage, liability protection, and supplemental options for weather-related damage common to the Georgia region. The agency also offers guidance on policy adjustments and claims filing for its clients. It services single-family homes, apartments, retail spaces, and local restaurants.
Acceptance Insurance in Augusta, Georgia provides essential coverage for residential properties, protecting homeowners from financial losses due to fire, theft, and weather-related damage. For added security, policies can be extended to include liability protection for slips, falls, and pet-related incidents occurring on the premises. This agency also handles supplementary endorsements like personal property replacement cost and sewer backup protection. Commercial sectors served include local office spaces, warehouse facilities, and various food service establishments requiring tailored business coverage.
For home insurance, clients can choose between a one-time policy to meet mortgage requirements or recurring coverage that protects their dwelling and belongings long-term. Keith Perret - State Farm Insurance Agent in Augusta, GA, helps residents evaluate these permanent options, addressing local risks like storms and fire. A standard policy typically covers the structure, personal property, and liability. Service for new or updated policies can be arranged on an as-needed basis, with annual review appointments suggested at renewal time.
Jay Harden - GEICO Insurance Agent serves homeowners, property managers, and businesses in Augusta, Georgia with comprehensive home insurance policies tailored to protect residential and commercial properties. The agency assists clients in evaluating coverage options for structures, personal belongings, and liability exposures. General guidance is provided to help customers understand policy details and ensure adequate protection against common regional risks such as storms. This office also extends its service to surrounding Aiken County, offering support for clients in North Augusta as part of the greater Central Savannah River Area.
Capps Insurance Agency serves Augusta, Georgia, and the surrounding communities, assisting local homeowners with protecting their properties. Its practice handles home insurance policies, covering dwellings and personal belongings against common risks. The agency works to match clients with coverage that fits the needs of homes in this area. To handle a typical job, it begins by reviewing a client’s current situation, then explains suitable options and walks through the policy details to ensure clear understanding before the documents are signed.
Blanchard & Calhoun Insurance Agency specializes in tailoring home insurance policies to meet individual property needs in Augusta, GA. It provides general coverage options that protect against common hazards, including fire, theft, and weather-related damage. The agency helps clients understand their deductibles and liability limits to ensure adequate protection for their homes and personal belongings. Given Augusta’s humid subtropical climate, it frequently assists homeowners with flood insurance preparations before the heavy spring rains and hurricane season begin.
Whit Blanchard Insurance Group works with homeowners in Augusta, GA, to secure appropriate coverage for property protection. It offers specialized endorsements like flood and earthquake policies that standard plans may not include. The agency can also arrange broader liability and replacement cost endorsements to address unique risks. Commercial sectors such as offices, warehouses, and food service facilities are served with tailored insurance packages for operational needs.
Medicare, Life & Health Insurance - Hoston Helps serves residential clients in Augusta, GA, by guiding them through homeowners insurance options tailored to individual property needs. The agency also assists with commercial coverage for local businesses, ensuring a range of policies is accessible across the surrounding area. Between regular visits, the team follows up with clients to review coverage and address any changes, providing continued support for their insurance requirements.
After a heavy Augusta thunderstorm damages a roof or sends a tree limb through a window, Affordable Insurance Agency, Inc. helps homeowners quickly review their dwelling and personal property coverage. Serving the Augusta area with home insurance agent services, the company assists clients in comparing policy options for replacement cost versus actual cash value. They walk homeowners through deductibles and liability protection tailored to local risks like wind or fire. A thorough inspection of the property’s exterior, roof age, and plumbing system begins each client assessment.
What Does a a Home Insurance Agent in Augusta Cost?
The average cost of home insurance in Georgia is around $1,500 to $2,500 per year for a typical policy. In Augusta, rates may be higher due to storm risks. Costs depend on your home value, location, coverage limits, and claims history. This is general information, not insurance advice.
About home insurance agents in Augusta
A home insurance agent in Augusta Georgia can help you find a policy that meets your needs and complies with state laws. Georgia requires homeowners to carry adequate coverage for wind and hail damage, especially in areas prone to storms. Working with a local agent ensures you understand the specific risks and insurance options available in the Augusta area.
Frequently Asked Questions
What does a home insurance agent in Augusta do?
A home insurance agent helps you compare policies from different companies. They explain coverage types, deductibles, and limits. They also assist with claims and policy changes.
Is home insurance required by law in Georgia?
Georgia state law does not require home insurance. However, most mortgage lenders require a policy to protect their investment. Without a mortgage, you can choose not to buy insurance, but it is risky.
How can I lower my home insurance costs in Augusta?
You can lower costs by increasing your deductible, bundling home and auto policies, and installing security devices. Some insurers offer discounts for newer roofs or impact-resistant materials.
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