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Compare home insurance agents in Aiea. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Aiea, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 2 home insurance agents in Aiea, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sean Huh - State Farm Insurance Agent
98-200 Kamehameha Hwy Ste 403, Aiea, HI 96701
(808) 528-0001
seanhuh.com
Lance Arakaki - State Farm Insurance Agent
98-200 Kamehameha Hwy Ste 402, Aiea, HI 96701
(808) 888-4118
lancehawaii.com
Home insurance agents in Aiea, Hawaii help homeowners find coverage that meets state requirements and local risks. Hawaii law does not require home insurance, but mortgage lenders usually do. Agents can explain how hurricane deductibles and lava zone exclusions affect your policy.
What Does a Home Insurance Agent in Aiea Cost?
Home insurance costs in Aiea typically range from 800 to 3,000 dollars per year for a standard policy. Factors include home replacement cost, deductible choice, and proximity to the coast. Hurricane deductibles are common in Hawaii and are usually 1 to 5 percent of the home value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Aiea do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection, personal property, and liability. They also assist with filing claims after a loss.
Is home insurance required by law in Hawaii?
Hawaii state law does not require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. Without a mortgage, you can choose not to buy coverage.
What is the typical cost of home insurance in Aiea?
The average annual premium for home insurance in Hawaii is around 1,000 to 2,500 dollars. Costs vary based on home value, location, hurricane risk, and coverage limits. Aiea rates may be lower than coastal areas due to lower flood risk.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.