The top-rated home insurance agent in Alton, Illinois is Renee Manley - State Farm Insurance Agent, rated 4.9 stars across 92 reviews. Other highly rated options include Dwight Tungett - State Farm Insurance Agent, Miller's Insurance Solutions, Farmers Insurance - James Klockenkemper. This directory lists 17 home insurance agents serving Alton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Renee Manley - State Farm Insurance Agent | 3768 Humbert Rd | (618) 462-0417 |
| 2 | Dwight Tungett - State Farm Insurance Agent | 32 E Delmar Ave | (618) 465-2110 |
| 3 | Miller's Insurance Solutions | 2520 State St | (618) 466-1901 |
| 4 | Farmers Insurance - James Klockenkemper | 603 W Delmar Ave Ste C | (618) 466-9535 |
| 5 | Scott Neudecker - State Farm Insurance Agent | 1646 Main St | (618) 465-6303 |
| 6 | Hellrung Insurance | 119 Market St | (618) 465-5021 |
| 7 | Farmers Insurance - Jacob Warden | 192 Alton Square Mall Dr A | (618) 207-4800 |
| 8 | Shelter Insurance - Mark Birmingham | 402 State St | (618) 462-8752 |
| 9 | Jamie Goble Medicare Insurance Techs | 307 Henry St #302 | (618) 225-7967 |
| 10 | Piasa Insurance Agency | 200 W 3rd St Ste 404 Suite 404 | (618) 462-7529 |
Renee Manley - State Farm Insurance Agent serves the Alton, Illinois area and surrounding Madison County communities. As a home insurance agent, this office helps residents protect their property with standard homeowners coverage and advises on options to safeguard personal belongings and assets. The agency also provides information on liability protection, an important consideration for local homeowners. Additionally, it handles renters insurance policies for tenants in the Alton region.
Dwight Tungett - State Farm Insurance Agent in Alton, IL, offers a range of home insurance services including property coverage, liability protection, and policies for personal belongings. The agency provides routine policy reviews and claims assistance to help maintain appropriate coverage over time. It serves various property types in the local area, including single-family homes, apartments, retail spaces, and restaurants.
Miller's Insurance Solutions in Alton, IL, serves homeowners and property managers seeking tailored coverage for residential properties. The agency provides guidance on policies that protect dwellings, personal belongings, and liability risks common in the region. Clients needing assistance with claims or policy adjustments can rely on professional consultative support. Typical insurance options include standard dwelling protection and endorsements for natural disasters relevant to the area. The company also extends its home insurance services to customers in Godfrey and other nearby communities along the Mississippi River corridor.
Farmers Insurance - James Klockenkemper in Alton, IL distinguishes between one-time policy purchases and recurring service plans for home protection. Coverage options address structural damage, personal belongings, and liability concerns common to properties in the region. Agents help evaluate risks such as severe weather or theft to recommend appropriate limits and deductibles. Customers with recurring maintenance schedules benefit from periodic policy reviews to adjust coverage as home values or possessions change. Service is offered on an as-needed basis, with options for scheduled annual consultations.
Serving Alton, IL, and the surrounding communities of the River Bend area, Scott Neudecker - State Farm Insurance Agent handles home insurance policies for local homeowners. This agency assists clients in selecting coverage that protects their property and personal belongings from common regional risks. To manage a typical job, it reviews individual property details and discusses deductible options during a personal consultation.
Hellrung Insurance offers residential home insurance services for properties in the Alton, Illinois area, alongside coverage options tailored for commercial clients throughout the region. Policies are designed to protect local homeowners against common risks, including storm damage and liability claims, with agents available to explain coverage details clearly. The company encourages customers to contact them between regular policy reviews for follow-up assistance or to update their protection as needs change.
Farmers Insurance - Jacob Warden offers tailored home insurance policies, including coverage for dwelling, personal property, and liability protection. In the Alton, IL area, the agency assists homeowners with standard policies and recommends additional endorsements for valuables or identity theft. Clients receive guidance on adjusting deductibles and bundling with auto insurance. As weather conditions shift, the agency helps residents review their policies for adequate flood or wind damage coverage before severe storm seasons arrive.
With the varying weather patterns in the Alton area, homeowners often need help securing the right policy. Shelter Insurance - Mark Birmingham assists local residents in finding coverage tailored to their individual property needs. Mark focuses on explaining options simply, ensuring customers understand deductibles and liability limits. He evaluates a home’s specific risks like aging roofs or nearby flood zones before recommending a plan. This process always includes a thorough property inspection before any final premium can be accurately quoted.
Jamie Goble Medicare Insurance Techs is a home insurance agent in Alton, IL, known for helping local homeowners secure coverage tailored to their property needs. The company serves clients across the surrounding area, offering policies that protect against common regional risks like storm damage and liability. Its agents provide personalized consultations to assess dwelling value and personal belongings. A specialty service add-on is coverage for flood damage, filling a gap not included in standard policies.
Piasa Insurance Agency helps homeowners in Alton, IL secure property coverage for their primary residences. The agency can arrange add-ons for protection against common local weather events and liability risks. Homeowners may also discuss policy adjustments for valuable personal belongings or extended replacement cost provisions. The same agency can serve commercial sectors needing property insurance for small offices, retail warehouses, and food service establishments.
What Does a a Home Insurance Agent in Alton Cost?
The average cost of home insurance in Illinois is around 1,200 to 1,800 dollars per year for a standard policy. In Alton rates may vary based on your homes age location and construction type. Flood insurance is separate and may be needed for properties near the Mississippi River. This is general information and not insurance advice.
About home insurance agents in Alton
Home insurance agents in Alton Illinois help local homeowners find coverage that meets their needs. Illinois law requires insurers to offer specific disclosures about policy exclusions and deductibles. Working with an agent can simplify the process of comparing policies from different carriers.
Frequently Asked Questions
What does a home insurance agent in Alton do?
A home insurance agent helps you find a policy that fits your property and budget. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes over time.
Is home insurance required by law in Illinois?
Illinois does not legally require homeowners to carry insurance. However mortgage lenders almost always require it. Without insurance you risk financial loss from fire storms or other damage.
How do Illinois insurance laws affect my policy?
Illinois law sets standards for claim handling and policy cancellation. Insurers must give you at least 30 days notice before nonrenewal. The Illinois Department of Insurance oversees these rules to protect consumers.
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