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Find Home Insurance Agents Near You in Urbana, IL

Browse home insurance agents serving Urbana, Illinois. Updated 2026-07-14.

The top-rated home insurance agent in Urbana, Illinois is Brian Hanson - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Freeway Insurance, Grant Scofield - State Farm Insurance Agent, The Wesselman Agency : COUNTRY Financial. This directory lists 11 home insurance agents serving Urbana.

Showing 11 home insurance agents in Urbana, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brian Hanson - State Farm Insurance Agent408 N Race St STE A(217) 344-1900
2Freeway Insurance1112 W University Ave(217) 666-6012
3Grant Scofield - State Farm Insurance Agent1405 E Florida Ave(217) 384-5727
4The Wesselman Agency : COUNTRY Financial2740 S Philo Rd Ste B(217) 352-3466
5Farmers Insurance - Michael Rumsey1606 Willow View Rd # 1B(217) 363-3030
6Dan Punkay - COUNTRY Financial Representative2740 S Philo Rd Ste B(217) 328-0023
7Sticklen Insurance Agency3109 Tatman Ct Unit 101(217) 328-1612
8Brandy Reyna Agency LLC American Family Insurance909 N Cunningham Ave b(217) 337-4988
9Michael Rudicil: Allstate Insurance909 N Cunningham Ave(217) 875-4500
10Loman-Ray Insurance Group, LLC2702 Boulder Dr(888) 566-2679
BH
408 N Race St STE A
Brian Hanson - State Farm Insurance Agent
Home Insurance Agent · Urbana, IL

Brian Hanson - State Farm Insurance Agent serves the Urbana, Illinois metro area and provides home insurance coverage to local residents. The agency assists homeowners in protecting their property against common risks such as fire, theft, and weather damage. Policies are tailored to fit individual needs and budgets. This agent handles standard homeowners insurance for single-family houses and also offers additional coverage for personal belongings or liability protection during claims.

FI
1112 W University Ave
Freeway Insurance
Home Insurance Agent · Urbana, IL

Freeway Insurance serves homeowners, renters, and property managers seeking residential coverage in Urbana, Illinois. The agency assists clients in selecting policies that protect dwellings and personal belongings from local weather risks and accidents. It provides guidance on standard liability and dwelling protection options. Claims support and policy updates are handled through its office staff. The company also offers its services to residents throughout Champaign and the surrounding Champaign-Urbana metropolitan area.

GS
1405 E Florida Ave
Grant Scofield - State Farm Insurance Agent
Home Insurance Agent · Urbana, IL

Grant Scofield - State Farm Insurance Agent provides a full range of home insurance services designed to protect residential properties in Urbana, Illinois. It offers standard homeowners insurance, renters coverage for contents and liability, and extended dwelling protection options. Maintenance plans are not directly sold, but the agency reviews policy details to help clients understand their responsibilities for preventing property damage. This home insurance agent services single-family homes, apartments with individual policies, retail storefronts attached to residences, and locally operated restaurants.

WA
2740 S Philo Rd Ste B
The Wesselman Agency : COUNTRY Financial
Home Insurance Agent · Urbana, IL

The Wesselman Agency, a COUNTRY Financial representative, serves Urbana, Illinois, and the surrounding Champaign County communities. It handles home insurance policies designed to protect a client’s house, personal belongings, and liability exposures from unforeseen damages or losses. The agency provides personal assistance to help each property owner evaluate coverage levels, deductibles, and replacement cost options. To complete a typical job, it conducts a thorough consultation to identify specific property risks and then tailors a policy accordingly.

FI
1606 Willow View Rd # 1B
Farmers Insurance - Michael Rumsey
Home Insurance Agent · Urbana, IL

Farmers Insurance - Michael Rumsey serves homeowners and property managers in Urbana, Illinois, offering home insurance policies that protect dwellings and personal belongings. The agency assists clients in selecting coverage options tailored to their property needs, including protection against common regional risks. Residents seeking personalized guidance for insuring their homes or rental properties can rely on this local agency for professional service. In addition to Urbana, the agency also provides home insurance coverage for clients in the nearby community of Champaign.

DP
2740 S Philo Rd Ste B
Dan Punkay - COUNTRY Financial Representative
Home Insurance Agent · Urbana, IL

Dan Punkay - COUNTRY Financial Representative provides comprehensive home insurance agent services in Urbana, Illinois, offering specialty options such as dwelling protection, personal liability coverage, and policies for additional structures on a property. It also assists clients with tailoring policies to their unique homeownership needs through personalized consultation and coverage reviews. This agency regularly helps homeowners address risks like roof damage from winter storms and ice dams, which can threaten properties throughout the colder months in central Illinois.

SI
3109 Tatman Ct Unit 101
Sticklen Insurance Agency
Home Insurance Agent · Urbana, IL

Sticklen Insurance Agency in Urbana, IL distinguishes between one-time policy setups for new homeowners and recurring service options that adjust coverage annually. They provide home insurance agents who help clients select dwelling, liability, and personal property protection suited to local weather and housing trends. The agents explain how policy limits relate to rebuilding costs and deductible choices affect premiums. Their service runs on an as-needed basis, triggered by policy renewals, home purchases, or significant property changes throughout the year.

BR
909 N Cunningham Ave b
Brandy Reyna Agency LLC American Family Insurance
Home Insurance Agent · Urbana, IL

When winter storms or spring hail threaten homes in Urbana, property owners often seek dependable coverage for potential roof or siding damage. Brandy Reyna Agency LLC American Family Insurance addresses these seasonal risks by offering tailored home insurance policies designed to protect local residences against common weather-related losses. The agency works with clients to review dwelling limits and personal property coverage, ensuring policies align with current replacement costs. An initial consultation typically begins with a thorough review of the home’s exterior and structure to assess specific protection needs.

MR
909 N Cunningham Ave
Michael Rudicil: Allstate Insurance
Home Insurance Agent · Urbana, IL

Michael Rudicil: Allstate Insurance serves homeowners in Urbana, Illinois, by offering standard property coverage and guidance on specialty add-ons such as liability protection and personal property endorsements. The agency helps local residents customize policies to shield their dwellings from common Midwestern risks like storms and fire. Commercial sectors it can serve include offices, warehouses, and food service establishments that need tailored business insurance solutions.

LR
2702 Boulder Dr
Loman-Ray Insurance Group, LLC
Home Insurance Agent · Urbana, IL

Loman-Ray Insurance Group, LLC serves the Urbana, Illinois area by helping homeowners find residential property protection that fits their needs. Beyond home coverage, they can assist local business owners with general liability and commercial property policies. Their services are available to clients throughout the surrounding region. After a policy is written, the agency provides ongoing support and makes adjustments as coverage requirements evolve between regular annual reviews to ensure continued suitability.

SF
1405 E Florida Ave A
State Farm Insurance
Home Insurance Agent · Urbana, IL
(217) 384-5727
statefarm.com/agent/US/IL/URBANA

What Does a a Home Insurance Agent in Urbana Cost?

Typical home insurance costs in Urbana Illinois range from 800 to 2000 dollars per year for a standard policy. Factors include your homes replacement cost deductible amount and credit score. Illinois law allows insurers to use credit-based insurance scores when setting rates. Costs can also rise if you add endorsements for sewer backup or identity theft. This is general information and not insurance advice.

About home insurance agents in Urbana

Home insurance agents in Urbana Illinois help homeowners find coverage for single-family homes condos and rental properties. Illinois state law requires insurers to offer coverage for wind and hail damage but does not require flood insurance. Agents can explain local risks such as severe thunderstorms and tornadoes common in central Illinois.

Frequently Asked Questions

What does a home insurance agent in Urbana do?

A home insurance agent in Urbana helps you compare policies from different insurance companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after renovations or major purchases.

Is home insurance required in Urbana Illinois?

Illinois law does not require homeowners to carry home insurance. However mortgage lenders almost always require it as a condition of the loan. Without insurance you risk financial loss from fire storm damage or liability claims.

What factors affect home insurance costs in Urbana?

Costs depend on your homes age construction type location and claims history. Urbana properties near the Boneyard Creek or in flood zones may need separate flood insurance. The average annual premium in Illinois is around 1300 dollars but your rate will vary.

Home Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.