Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 11 home insurance agents in Urbana, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Hanson - State Farm Insurance Agent
408 N Race St STE A, Urbana, IL 61801
(217) 344-1900
brianismyguy.com
Freeway Insurance
1112 W University Ave, Urbana, IL 61801
(217) 666-6012
locations.freeway.com
Grant Scofield - State Farm Insurance Agent
1405 E Florida Ave, Urbana, IL 61801
(217) 384-5727
grantscofield.com
Farmers Insurance - Michael Rumsey
1606 Willow View Rd # 1B, Urbana, IL 61802
(217) 363-3030
agents.farmers.com
The Wesselman Agency : COUNTRY Financial
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 352-3466
advisors.countryfinancial.com
Sticklen Insurance Agency
3109 Tatman Ct Unit 101, Urbana, IL 61802
(217) 328-1612
stickleninsuranceagency.com
Dan Punkay - COUNTRY Financial Representative
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 328-0023
advisors.countryfinancial.com
Brandy Reyna Agency LLC American Family Insurance
909 N Cunningham Ave b, Urbana, IL 61802
(217) 337-4988
amfam.com
Michael Rudicil: Allstate Insurance
909 N Cunningham Ave, Urbana, IL 61802
(217) 875-4500
agents.allstate.com
Loman-Ray Insurance Group, LLC
2702 Boulder Dr, Urbana, IL 61802
(888) 566-2679
lomanray.com
State Farm Insurance
1405 E Florida Ave A, Urbana, IL 61801
(217) 384-5727
statefarm.com
What Does a Home Insurance Agent in Urbana Cost?
Typical home insurance costs in Urbana Illinois range from 800 to 2000 dollars per year for a standard policy. Factors include your homes replacement cost deductible amount and credit score. Illinois law allows insurers to use credit-based insurance scores when setting rates. Costs can also rise if you add endorsements for sewer backup or identity theft. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Urbana do?
A home insurance agent in Urbana helps you compare policies from different insurance companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after renovations or major purchases.
Is home insurance required in Urbana Illinois?
Illinois law does not require homeowners to carry home insurance. However mortgage lenders almost always require it as a condition of the loan. Without insurance you risk financial loss from fire storm damage or liability claims.
What factors affect home insurance costs in Urbana?
Costs depend on your homes age construction type location and claims history. Urbana properties near the Boneyard Creek or in flood zones may need separate flood insurance. The average annual premium in Illinois is around 1300 dollars but your rate will vary.