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Find Home Insurance Agents in Carmel, IN

Looking for a home insurance agent in Carmel? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 20 home insurance agents in Carmel, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dean Ballenger Agency Inc
14767 Oak Rd, Carmel, IN 46033
(317) 867-5433 insurewithdean.com
Hittle Insurance
14801 Market Center Dr Suite 130, Carmel, IN 46033
(317) 895-5555 hittleinsurance.com
Andrew Kennedy - State Farm Insurance Agent
12407 Old Meridian St, Carmel, IN 46032
(317) 844-2507 sfagentandrew.com
Adam Jurs State Farm Insurance Agency
718 Adams St # A, Carmel, IN 46032
(317) 844-7243 carmelautoinsurance.com
Howard Medicare and Health Insurance
4933 Briarwood Ct, Carmel, IN 46033
(317) 663-7602 howardmedicare.com
Allstate Insurance: Ranj Puthran
718 Adams St Ste B, Carmel, IN 46032
(833) 844-4683 agents.allstate.com
Teresa Chapman - State Farm Insurance Agent
14 W Main St, Carmel, IN 46032
(317) 844-1270 teresachapman.net
Penwell Insurance
600 E Carmel Dr Suite 162, Carmel, IN 46032
(317) 559-3022 penwellinsurance.com
BWC Insurance
13295 Illinois St # 134, Carmel, IN 46032
(317) 324-1489 bwcins.com
ShieldPoint Insurance
571 Monon Blvd Ste 200, Carmel, IN 46032
(317) 395-3877 shieldpointinsurance.com
Goosehead Insurance - Ted King
13295 Illinois St Suite 302, Carmel, IN 46032
(317) 975-0303 goosehead.com
Shepherd Insurance
111 Congressional Blvd Suite 200, Carmel, IN 46032
(317) 846-5554 shepherdins.com
Binford Insurance
600 E Carmel Dr #269, Carmel, IN 46032
(317) 588-3825 binfordinsurance.com
Bailey Insurance
599 Industrial Dr Suite 313, Carmel, IN 46032
(317) 809-7982 baileyinsurancequotes.com
The DeRoss Insurance Agency
1905 S New Market St Suite 265, Carmel, IN 46032
(317) 219-3100 thederossagency.com
Progressive Insurance
111 Congressional Blvd, Carmel, IN 46032
(800) 776-4737 progressive.com
Rupp Insurance
40 Executive Dr # C, Carmel, IN 46032
(317) 848-7241 rjruppinsurance.com
Rain or Shine Insurance
231 Lark Dr Unit 1, Carmel, IN 46032
(317) 601-7472 rainorshineinsurance.com
Midwest Insurance Indiana
11939 N Meridian St, Carmel, IN 46032
(317) 349-7943
Fearrin Insurance
110 N Rangeline Rd, Carmel, IN 46032
(317) 846-4275 fearrininsurance.com

A home insurance agent in Carmel Indiana helps you find a policy that covers your home and belongings. Indiana law does not require homeowners insurance but mortgage lenders usually do. Local agents understand the risks specific to central Indiana including severe storms and hail.

What Does a Home Insurance Agent in Carmel Cost?

The average cost of homeowners insurance in Indiana is about 1,200 to 1,600 dollars per year for a standard policy. In Carmel rates may vary based on home value and risk factors such as storm exposure. A higher deductible typically lowers your premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Carmel do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details such as dwelling coverage personal property and liability. They also assist with claims and policy changes.
Is homeowners insurance required by law in Indiana?
Indiana does not have a state law requiring homeowners insurance. However most mortgage lenders require you to have a policy for the life of the loan. Without a mortgage you can choose to go uninsured but that carries financial risk.
What factors affect home insurance cost in Carmel Indiana?
Costs depend on your homes age construction type location and proximity to fire stations. Your credit score claims history and chosen deductible also impact the premium. Indiana has a competitive insurance market so shopping around can help you find a lower rate.