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Browse home insurance agents serving Erlanger, Kentucky. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Erlanger, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 9 home insurance agents in Erlanger, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allison Hornback - State Farm Insurance Agent
23 Erlanger Rd, Erlanger, KY 41018
(859) 727-3276
allisonhornback.com
Jalen Hudson - State Farm Insurance Agent
495 Erlanger Rd # 101, Erlanger, KY 41018
(859) 282-8660
jalenfromsf.com
Gartman Insurance
495 Erlanger Rd Suite 104, Erlanger, KY 41018
(859) 727-6675
gartmaninsurance.com
Scott Sutton - State Farm Insurance Agent
3139 Dixie Hwy C, Erlanger, KY 41018
(859) 341-8700
scottsuttonins.com
Hummel Hatfield Insurance
3215 Dixie Hwy, Erlanger, KY 41018
(859) 261-0761
hummelhatfield.com
Globe Insurance Agency Inc
3409 Dixie Hwy, Erlanger, KY 41018
(859) 727-2226
globeagency.com
Kentucky Farm Bureau Insurance
4224 Dixie Hwy Ste D, Erlanger, KY 41018
(859) 342-5518
kyfb.com
Evergreen Harbor Insurance Co.
514 Commonwealth Ave, Erlanger, KY 41018
(270) 984-6040
Loyalty Insurance Services
3940 Olympic Blvd, Erlanger, KY 41018
(859) 927-3228
Home insurance agents in Erlanger Kentucky help residents find policies that meet state requirements and protect their property. Kentucky law does not require homeowners insurance but mortgage lenders typically do. Agents can explain coverage for common local risks like severe storms and flooding in the Ohio River region.
What Does a Home Insurance Agent in Erlanger Cost?
The average cost of homeowners insurance in Kentucky is around 1500 to 2500 dollars per year for a standard policy. In Erlanger rates may be slightly higher due to storm risks. Your specific premium depends on your homes value deductible and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Erlanger do?
A home insurance agent helps you compare policies from different companies to find coverage for your home and belongings. They explain policy details and assist with claims. Agents in Erlanger know local risks such as tornadoes and winter storms.
Is homeowners insurance required by law in Kentucky?
Kentucky state law does not require homeowners insurance. However your mortgage lender will almost always require you to have a policy. Without a mortgage insurance is optional but strongly recommended to protect your investment.
What factors affect home insurance costs in Erlanger?
Costs depend on your homes age location construction type and your claims history. In Erlanger proximity to fire stations and flood zones also matters. Kentucky insurance companies consider local crime rates and weather patterns too.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.