The top-rated home insurance agent in Biddeford, Maine is Jason Hight - State Farm Insurance Agent, rated 5.0 stars across 162 reviews. Other highly rated options include Rousseau Insurance Agency, Methot Insurance Agency, AAA Biddeford Insurance and Member Services. This directory lists 11 home insurance agents serving Biddeford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Hight - State Farm Insurance Agent | 311 Alfred St | (207) 282-9900 |
| 2 | Rousseau Insurance Agency | 334 Elm St | (207) 282-7568 |
| 3 | Methot Insurance Agency | 422 Alfred St | (207) 282-3314 |
| 4 | AAA Biddeford Insurance and Member Services | 472 Alfred St | (207) 282-5212 |
| 5 | P&C Insurance | 260 Main St Ste 1 | (207) 283-1486 |
| 6 | Mark Browne - State Farm Insurance Agent | 20 Edwards Ave | (207) 283-1167 |
| 7 | AAG Insurance | 300 Elm St | (207) 447-9800 |
| 8 | Ann Fortune: Allstate Insurance | 411 Alfred St # 1 | (207) 283-9141 |
| 9 | Insurance Agency Biddeford | 217 Main St | (207) 223-7715 |
| 10 | Grondin Associates Insurance Agency | 84 Granite St | (207) 229-1446 |
Jason Hight - State Farm Insurance Agent serves the Biddeford, Maine area along with the wider York County region, specializing in home insurance policies. The agency works with local homeowners to assess their property coverage needs, offering protection for dwelling structures and personal belongings. Clients receive guidance in understanding policy options for liability and additional living expenses. A key service this office provides includes creating customized insurance bundles that combine home and auto coverage.
Rousseau Insurance Agency provides a full range of residential insurance services, including policy reviews and coverage comparisons for local homeowners. It assists clients in selecting appropriate protection for their dwellings and personal belongings while offering guidance on liability coverage and deductible options for the Biddeford area. The agency services single-family homes, condominiums, and multi-unit apartment buildings, as well as residential properties with attached retail or restaurant spaces.
Methot Insurance Agency serves homeowners and property managers throughout the Biddeford area by offering home insurance policies that protect single-family residences and rental properties against common regional risks such as wind and ice damage. The agency assists clients in evaluating coverage options for dwelling protection, personal property, and liability exposures. It customizes each policy to fit the insured’s specific needs and financial situation. Methot Insurance Agency also extends its services to clients in the neighboring community of Saco and nearby parts of York County.
AAA Biddeford Insurance and Member Services provides home insurance coverage for Biddeford and surrounding communities in southern Maine. It handles policies that protect homeowners against risks such as fire, theft, and weather-related damage. The agency works to match clients with appropriate coverage options, explaining deductibles and policy limits in straightforward terms. For a typical job, it reviews the client’s property details and needs, then presents clear policy choices to ensure adequate protection without unnecessary extras.
P&C Insurance offers specialty services for coastal properties and older New England homes, addressing the unique risks found in southern Maine. It provides general home insurance agent work, helping Biddeford residents compare coverage options and secure policies that protect their dwellings and personal belongings. The company assists with policy reviews and claims guidance to ensure adequate protection. P&C Insurance particularly helps local homeowners prepare for the harsh winter weather each season, advising on ice dam and frozen pipe coverage needs.
Mark Browne - State Farm Insurance Agent in Biddeford, ME offers both one-time home insurance policy purchases and recurring plans that adjust as coverage needs change. Standard policies typically protect the dwelling, personal property, and liability, while additional endorsements can address specific local risks like weather damage. Clients may choose between a single annual review or minor updates throughout the policy term. Services are available on an as-needed basis for new quotes or policy changes.
AAG Insurance helps residents and businesses in Biddeford, Maine, find appropriate coverage for their property needs. The agency focuses on home insurance policies, offering optional add-ons such as flood protection and personal liability extensions for homeowners. The team works to match each client with a plan that fits their specific circumstances and risks. Commercial sectors the agency can serve include offices, warehouses, and food service operations needing reliable property and liability insurance solutions.
As the Maine winter approaches, local homeowners begin securing their policies against snow and ice damage. Ann Fortune: Allstate Insurance in Biddeford provides guidance on updating coverage limits and deductibles. The company helps clients match their home’s current replacement cost with a suitable policy. A typical initial step is a phone assessment of the property’s age and construction type. This is followed by an inspection of the roof condition and any recent renovations before a quote is issued.
Insurance Agency Biddeford provides homeowners in the Biddeford area with residential property insurance solutions tailored to individual needs. They also offer commercial coverage options to protect local businesses and their assets. Serving clients throughout the surrounding region, the agency evaluates each home’s unique risks and coverage requirements. After a policy is issued, they maintain contact with clients to address any changes or concerns. Follow-up service is provided between regular visits to ensure coverage remains appropriate and to assist with renewals or adjustments as needed.
Grondin Associates Insurance Agency in Biddeford, Maine, provides home insurance solutions designed to protect local residential properties. The agency works with area homeowners to structure policies that cover common perils and structural risks specific to this coastal region. Services include standard dwelling and personal property coverage, along with liability and additional living expense protection. Policyholders can also add on flood insurance, a specialty protection often needed near Maine’s shoreline and rivers.
What Does a a Home Insurance Agent in Biddeford Cost?
Home insurance in Maine averages about 1,200 to 1,800 dollars per year for a typical single family home. Coastal properties in Biddeford may cost more due to wind and flood risk. Factors like home age, construction type, and coverage limits affect your premium. This is general information and does not constitute insurance advice.
About home insurance agents in Biddeford
A home insurance agent in Biddeford Maine can help you find coverage that fits your property and budget. Maine requires all insurers to offer windstorm coverage as an option for coastal homes. Agents in Biddeford understand local risks like nor'easters and seasonal flooding.
Frequently Asked Questions
What does a home insurance agent in Biddeford do?
A home insurance agent in Biddeford helps you compare policies from multiple insurers. They explain coverage options like dwelling protection, personal property, and liability. They also advise on Maine specific requirements such as wind pool coverage.
Do I need flood insurance for my home in Biddeford?
Standard home insurance does not cover flood damage. If your property is in a flood zone, your lender may require a separate flood policy. An agent can help you find flood coverage through the National Flood Insurance Program or private insurers.
What is the Maine wind pool and do I need it?
The Maine wind pool is the Maine Property Insurance Underwriting Association. It provides windstorm coverage for coastal properties that private insurers may not cover. Your agent can tell you if your home qualifies and how to enroll.
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