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Find Home Insurance Agents in Wells, ME

Compare home insurance agents in Wells. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Wells, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 5 home insurance agents in Wells, ME Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nancy Hafford - State Farm Insurance Agent
960 Sanford Rd, Wells, ME 04090
(207) 641-2186 nancyhafford.com
Sevigney-Lyons Insurance Agency
1662 Post Rd, Wells, ME 04090
(207) 646-8388 sevigneylyons.com
Sevigney-Lyons Insurance Agency: Kanserski Susan
1662 Post Rd, Wells, ME 04090
(207) 646-8388 sevigneylyons.com
State Farm Insurance: Danielle Simoneau
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
Insurance Group of New England
1662 Post Rd, Wells, ME 04090
(800) 286-0280 insgne.com

A home insurance agent in Wells Maine can help you find a policy that fits your needs. Maine law requires insurers to offer windstorm coverage in coastal areas like Wells. An agent can explain how deductibles work for storm damage and what your policy covers.

What Does a Home Insurance Agent in Wells Cost?

The average cost of home insurance in Maine is around 1200 to 1500 dollars per year for a standard policy. In Wells, coastal properties may have higher rates due to wind and flood risk. Costs vary based on your homes age, value, and coverage limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Wells do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes.
Do I need flood insurance in Wells Maine?
Standard home insurance does not cover flood damage. Wells is near the coast so flood risk is higher. You may need a separate flood policy through the National Flood Insurance Program.
How do Maine windstorm deductibles work?
Maine law allows insurers to have a separate windstorm deductible for coastal areas. This deductible is often a percentage of your home value. An agent can explain how this applies to your policy.