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Browse home insurance agents serving Middletown, Maryland. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Middletown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 home insurance agents in Middletown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wachter Insurance Agency, Inc.
201-A S Church St, Middletown, MD 21769
(301) 371-6335
wachterinsurance.com
Jerry Holz: Allstate Insurance
112 W Main St Ste 1, Middletown, MD 21769
(301) 620-0604
agents.allstate.com
Hightman Insurance
3940 Valley View Rd, Middletown, MD 21769
(301) 473-4764
hightmaninsuranceagency.com
Dean Rose - State Farm Insurance Agent
17 W Main St, Middletown, MD 21769
(301) 371-6850
deanrose4life.com
Allstate Personal Financial Representative: Bruce Bryant
112 W Main St, Middletown, MD 21769
(301) 371-3417
agents.allstate.com
A home insurance agent in Middletown, Maryland can help you find a policy that fits your needs and budget. Maryland law requires insurers to offer coverage for dwelling, personal property, and liability. Local agents understand the specific risks in Frederick County, such as weather events and property values.
What Does a Home Insurance Agent in Middletown Cost?
The average cost of home insurance in Maryland is around 1,200 to 1,800 dollars per year for a standard policy, but rates vary by location, home value, and coverage level. In Middletown, factors like the age of your home, its construction type, and your claims history will affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Middletown do?
A home insurance agent helps you compare policies from different companies to find the right coverage for your home. They explain policy terms, deductibles, and limits. They can also assist with filing claims and updating your policy as your needs change.
Do I need flood insurance for a home in Middletown?
Standard home insurance policies in Maryland do not cover flood damage. If your property is in a flood zone, your lender may require a separate flood insurance policy. An agent can help you determine your flood risk and find a policy through the National Flood Insurance Program or a private carrier.
How do I choose a home insurance agent in Maryland?
Look for an agent licensed in Maryland who has experience with homes in your area. Check their reputation by reading reviews and asking for references. An independent agent can offer quotes from multiple insurers, which may give you more options and competitive pricing.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.