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Looking for a home insurance agent in Melrose? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Melrose, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 home insurance agents in Melrose, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TF Ward Insurance Agency
403 Franklin St, Melrose, MA 02176
(781) 665-2990
risman.com
Jeff Carbone Insurance
504 Main St, Melrose, MA 02176
(781) 662-4444
jeffcarboneinsurance.com
Acrisure Melrose, MA (McLaughlin Insurance & Risk Management)
828 Lynn Fells Pkwy, Melrose, MA 02176
(781) 665-2775
acrisure.com
World Insurance Associates LLC
109 W Foster St, Melrose, MA 02176
(781) 665-1034
tarpeyinsurance.com
Salmeri Insurance
527 Main St #1, Melrose, MA 02176
(781) 322-8654
Home insurance agents in Melrose Massachusetts help homeowners find coverage that meets state requirements and protects their property. Massachusetts law requires insurers to offer coverage for specific perils and agents can explain policy options like replacement cost and personal liability. Working with a local agent can simplify the process of insuring a home in Melrose.
What Does a Home Insurance Agent in Melrose Cost?
The average cost of homeowners insurance in Massachusetts is around 1,200 to 1,800 dollars per year for a standard policy, but rates vary by home value, location, and coverage limits. In Melrose, factors like the age of your home, proximity to fire stations, and claims history can affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Melrose do?
A home insurance agent in Melrose helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, help you understand Massachusetts insurance laws, and assist with claims. Agents can also advise on additional coverage for risks common in the area.
Do I need home insurance to buy a house in Melrose Massachusetts?
Yes, most mortgage lenders in Massachusetts require homeowners insurance before closing on a home. Even if you own your home outright, having insurance protects against financial loss from fire, theft, or liability. Massachusetts does not have a state law mandating home insurance, but it is strongly recommended.
How do I choose a home insurance agent in Melrose?
Look for an agent licensed in Massachusetts with experience handling home insurance for properties in Melrose. Check their reviews and ask about the insurers they represent. A good agent will take time to explain policy details and help you find coverage that matches your home value and risk profile.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.