Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 home insurance agents in North Adams, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Deep Associates Insurance, A Division of Wheeler & Taylor, Inc.
466 Curran Hwy, North Adams, MA 01247
(413) 664-1053
deepassociates.net
Charles Phykitt Insurance Agency
85 Main St, North Adams, MA 01247
(413) 663-3800
phykittinsurance.com
Greylock Insurance Agency
131 Ashland St, North Adams, MA 01247
(413) 663-6576
greylockinsurance.com
Thomas A Cadrett Insurance
158 American Legion Dr, North Adams, MA 01247
(413) 663-6544
Thompson & Linscott Insurance
466 Curran Highway, North Adams, MA 01247
(413) 743-0572
wheelertaylor.com
A & B Insurance Group, LLC
60 Roberts Dr Suite 115, North Adams, MA 01247
(413) 398-5011
kimperryinsurance.com
MountainOne Insurance
85 Main St Suite 100, North Adams, MA 01247
(413) 664-9366
mountainone.com
Greylock Financial & Insurance Serv LLC
40 Main St, North Adams, MA 01247
(413) 663-6576
What Does a Home Insurance Agent in North Adams Cost?
The average cost of home insurance in Massachusetts is around 1,200 to 1,500 dollars per year for a standard policy. In North Adams rates may be slightly lower than the state average due to lower property values but can vary based on your homes age construction type and distance from a fire station. Deductibles typically range from 500 to 2,500 dollars. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in North Adams do?
A home insurance agent in North Adams helps you compare policies from different insurers to find coverage that fits your home and budget. They explain Massachusetts specific requirements such as dwelling coverage minimums and liability limits. Agents also assist with filing claims and updating policies after renovations or major purchases.
Do I need flood insurance for my North Adams home?
Flood insurance is not required by Massachusetts state law but mortgage lenders may require it if your home is in a FEMA designated flood zone. North Adams has areas near the Hoosic River that may be at risk. A local agent can review flood maps and help you decide if a separate flood policy from the National Flood Insurance Program is needed.
How does Massachusetts law affect my home insurance policy?
Massachusetts law requires insurers to offer coverage for fire lightning and smoke damage as part of a standard homeowners policy. The state also mandates a 15 day grace period for premium payments before cancellation. Agents can explain how these rules apply to your specific situation and help you avoid coverage gaps.