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Home Insurance Agents in Osterville, MA

Browse home insurance agents serving Osterville, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 home insurance agents in Osterville, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hannon-Murphy Insurance
43 Parker Rd, Osterville, MA 02655
(508) 428-6919 hannonmurphy.com
Germani Insurance Agency
908 Main St, Osterville, MA 02655
(508) 428-9194 germaniinsurance.com
Leonard Insurance Agency
683 Main St B, Osterville, MA 02655
(508) 428-6921 leonardagency.com
Hahesy Insurance Agency
901 Main St Suite I, Osterville, MA 02655
(508) 771-3355 hahesyinsurance.com

Osterville homeowners can work with a local insurance agent to find coverage for their property. Massachusetts law requires all homeowners to have a minimum level of coverage if they have a mortgage. An agent can explain policy options including protection for wind and flood damage common on Cape Cod.

What Does a Home Insurance Agent in Osterville Cost?

The average cost of home insurance in Massachusetts is about 1,200 to 2,000 dollars per year for a standard policy. In Osterville, rates may be higher due to coastal exposure and wind risk. Actual costs depend on your homes value, age, construction type, and chosen coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Osterville do?
A home insurance agent helps you compare policies from different insurers. They explain coverage types like dwelling protection and personal property coverage. They also assist with filing claims and updating your policy as your needs change.
Do Massachusetts laws affect my home insurance policy?
Yes. Massachusetts does not require home insurance by law but mortgage lenders do require it. The state also has a FAIR Plan for homeowners who cannot get standard coverage. Agents can help you understand these options.
How do I choose a home insurance agent in Osterville?
Look for an agent licensed in Massachusetts who has experience with coastal properties. Ask about their knowledge of windstorm and flood risks in the area. Check their reviews and confirm they represent multiple insurance companies.