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Find Home Insurance Agents in Swansea, MA

Browse home insurance agents serving Swansea, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Swansea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 home insurance agents in Swansea, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 675-0308 baycoastinsurance.com
Frank Smith Insurance & Real Estate
246 Gardners Neck Road, Swansea, MA 02777
(508) 675-5557 franksmithinsurance.com
Hallmark Insurance Agency
220 Oak St, Swansea, MA 02777
(508) 209-5103
Customer Service | BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 491-3100 baycoastinsurance.com

Home insurance agents in Swansea Massachusetts help homeowners find coverage that meets state requirements and protects against local risks. Massachusetts law does not require home insurance but mortgage lenders typically mandate it. An agent can explain policy options including coverage for wind damage common in coastal areas like Swansea.

What Does a Home Insurance Agent in Swansea Cost?

The average cost of home insurance in Massachusetts is around 1300 to 1800 dollars per year for a standard policy. In Swansea rates may be higher due to coastal wind exposure. Actual costs vary by home value coverage limits and deductible amount. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Swansea do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They explain Massachusetts-specific endorsements like the DP-1 for seasonal properties. They also assist with filing claims and updating your policy as needed.
Is home insurance required by law in Massachusetts?
Massachusetts state law does not require home insurance. However most mortgage lenders require a policy that covers the loan amount. An agent can help you meet lender requirements while adding optional protections like flood or sewer backup coverage.
What factors affect home insurance cost in Swansea?
Costs depend on your homes age construction type and location near the coast. Massachusetts has a FAIR Plan for high-risk properties. An agent can explain how your credit score claims history and chosen deductible affect your premium.