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Find Home Insurance Agents in Grosse Ile Township, MI
Directory of home insurance agents in Grosse Ile Township, Michigan. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Grosse Ile Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 home insurance agents in Grosse Ile Township, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Katie Maldonado Insurance Agency
7596 Macomb St Suite 12, Grosse Ile Township, MI 48138
(734) 984-4644
insurancekatie.com
Preferred Insurance Agency
7706 Macomb St, Grosse Ile Township, MI 48138
(734) 635-7228
Home insurance agents in Grosse Ile Township help residents protect their homes from risks like flooding and wind damage common to the Detroit River area. Michigan law requires insurers to offer specific coverage options, such as replacement cost on dwellings. An agent can explain these requirements and tailor a policy to your needs.
What Does a Home Insurance Agent in Grosse Ile Township Cost?
Typical home insurance costs in Michigan range from 800 to 1,500 dollars per year for a standard policy, though rates in Grosse Ile Township may be higher due to flood risk and proximity to water. Factors like home age, coverage limits, and deductible amount affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance for a home in Grosse Ile Township?
Yes, many homes in Grosse Ile Township are in flood zones. Standard home insurance does not cover flood damage. A local agent can help you buy a separate flood policy through the National Flood Insurance Program.
What is the Michigan Catastrophic Claims Association fee?
The MCCA fee is an annual charge added to Michigan auto policies, not home insurance. However, a home insurance agent can explain how it affects your overall insurance costs if you bundle policies.
How do I find a licensed home insurance agent in Michigan?
You can verify an agents license through the Michigan Department of Insurance and Financial Services. Local agents in Grosse Ile Township often have knowledge of island-specific risks like ice jams and lake effect snow.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.