ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a home insurance agent in Harper Woods? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Harper Woods, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 5 home insurance agents in Harper Woods, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nations Insurance Agency
19254 Kelly Rd, Harper Woods, MI 48225
(313) 521-3500
progressiveagent.com
The Peppler Agency
20658 Harper Ave, Harper Woods, MI 48225
(313) 881-4623
peppleragy.com
BakerHopp Insurance Group
20789 Harper Ave, Harper Woods, MI 48225
(313) 886-6770
bakerhopp.com
Lakepointe Agency
20844 Harper Ave #100, Harper Woods, MI 48225
(313) 881-8882
First Service Corporation
20502 Harper Ave, Harper Woods, MI 48225
(313) 885-6700
fscinsurance.com
Home insurance agents in Harper Woods, Michigan help residents find coverage for their homes and personal property. Michigan law requires specific disclosures for insurance policies, including details about replacement cost versus actual cash value. Local agents can explain how Michigan weather risks like winter storms and flooding affect your policy needs.
What Does a Home Insurance Agent in Harper Woods Cost?
The average cost of home insurance in Michigan is around 1,200 to 1,800 dollars per year for a standard policy. Costs in Harper Woods may vary based on your home value, age of the home, and your claims history. Factors like proximity to fire stations and crime rates also affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Harper Woods do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property coverage, and liability insurance. They also assist with filing claims and updating your policy as needed.
Do I need flood insurance in Harper Woods Michigan?
Standard home insurance policies in Michigan do not cover flood damage. If your property is in a high risk flood zone, your lender may require separate flood insurance. An agent can help you find a flood policy through the National Flood Insurance Program or a private carrier.
How does Michigan no fault insurance affect my home policy?
Michigan no fault insurance applies to auto insurance, not home insurance. However, your home insurance liability coverage can protect you if someone is injured on your property. An agent can explain how these coverages work together.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Harper Woods who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.