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Directory of home insurance agents in Caledonia, Minnesota. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Caledonia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 home insurance agents in Caledonia, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Klug Insurance Agency, LLC
123 E Main St, Caledonia, MN 55921
(507) 725-9316
kluginsurance.com
Danielson Insurance
112 E Grove St, Caledonia, MN 55921
(507) 725-3344
danielsoninsuranceagency.com
Home insurance agents in Caledonia, Minnesota help homeowners protect their property against risks like severe winter storms and hail. Minnesota law requires insurers to offer coverage for wind and hail damage as part of standard policies. Local agents can explain how replacement cost versus actual cash value policies work for homes in the Caledonia area.
What Does a Home Insurance Agent in Caledonia Cost?
The average cost of home insurance in Minnesota is around 1,200 to 1,800 dollars per year for a typical policy, but rates vary by home value, location, and coverage level. In Caledonia, factors like the age of your home and its proximity to the Root River can affect your premium. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does home insurance typically cover in Caledonia Minnesota?
Standard home insurance in Minnesota covers dwelling, other structures, personal property, loss of use, and liability. It also includes protection against common local perils like wind, hail, and fire.
How can I find a licensed home insurance agent in Caledonia?
You can search the Minnesota Department of Commerce license lookup tool for agents in Caledonia. Many local agencies serve Houston County and can provide personalized advice for your home.
Do I need flood insurance for my home in Caledonia?
Standard home insurance does not cover flood damage. If your home is in a flood zone, you may need a separate policy through the National Flood Insurance Program. Your agent can help you assess your risk.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.