Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 home insurance agents in Duluth, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Bonnie Jacobson
738 E Superior St, Duluth, MN 55802
(218) 722-2215
agents.farmers.com
Dwight Swanstrom Co
31 N 21st Ave W, Duluth, MN 55806
(218) 727-8324
dwightswanstrom.com
Holden Duluth Insurance Agency Inc
5610 Grand Ave, Duluth, MN 55807
(218) 628-3618
holdeninsurance.com
What Does a Home Insurance Agent in Duluth Cost?
Typical home insurance costs in Minnesota range from 800 to 1500 dollars per year for a standard policy, depending on your homes value location and coverage limits. Duluth rates may be slightly higher due to winter weather risks and proximity to Lake Superior. Factors like your homes age roof condition and claims history also affect the premium. This information is general and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Duluth do?
A home insurance agent helps you compare policies from different companies and find coverage that fits your home and budget. They explain policy details and assist with claims. Agents are licensed by the Minnesota Department of Commerce.
Do I need flood insurance for my Duluth home?
Standard home insurance policies do not cover flood damage. Duluth properties near Lake Superior or in flood zones may require a separate flood policy through the National Flood Insurance Program. Your agent can help you assess your risk.