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Browse home insurance agents serving Excelsior, Minnesota. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Excelsior, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 home insurance agents in Excelsior, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Babcock - State Farm Insurance Agent
378 Oak St Ste 100, Excelsior, MN 55331
(952) 474-1454
chadbabcock.com
Joan Roisum - State Farm Insurance Agent
378 Oak St #100, Excelsior, MN 55331
(952) 835-7188
joanroisum.com
M/Y SHORELINE
378 Oak St, Excelsior, MN 55331
(952) 492-5013
m-yshoreline.com
Rob Shuman: Allstate Insurance
21350 MN-7, Excelsior, MN 55331
(952) 474-4101
agents.allstate.com
Jason Griep - State Farm Insurance Agent
378 Oak St Ste 100, Excelsior, MN 55331
(952) 938-7525
bugme4aquote.com
Farmers Insurance - Andrew Larsen
261 School Ave Ste 230a, Excelsior, MN 55331
(763) 753-4233
agents.farmers.com
LaTour Agency
2500 Shadywood Rd Suite 525, Excelsior, MN 55331
(952) 474-1444
latouragency.com
Excelsior Benefits LLC
261 School Ave, Excelsior, MN 55331
(952) 474-2290
Home insurance agents in Excelsior Minnesota help homeowners find coverage for their property and belongings. Minnesota law requires insurers to offer replacement cost coverage on dwellings. Local agents understand the unique risks of lakeshore properties and severe weather common to the area.
What Does a Home Insurance Agent in Excelsior Cost?
The average cost of home insurance in Minnesota is around 1,200 to 1,800 dollars per year for a standard policy. Costs in Excelsior may be higher due to lake proximity and higher property values. Factors like home age construction type and coverage limits affect your premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does home insurance cover in Excelsior Minnesota?
Standard policies cover damage from fire wind hail and theft. Minnesota law requires insurers to offer coverage for water damage from sewer backup. You can also add flood insurance which is not included in standard policies.
Do I need home insurance to get a mortgage in Excelsior?
Yes most lenders require home insurance before closing. Minnesota law does not mandate home insurance for homeowners but lenders will require it. Your agent can help you find a policy that satisfies lender requirements.
How do I choose a home insurance agent in Excelsior?
Look for an agent licensed in Minnesota with experience serving the Excelsior area. Ask about their knowledge of local risks like ice dams and lakefront properties. Compare quotes from multiple agents to find coverage that fits your needs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.