ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a home insurance agent in Hugo? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Hugo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 home insurance agents in Hugo, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ty Schrupp - State Farm Insurance Agent
14643 Mercantile Dr N Suite 108, Hugo, MN 55038
(651) 493-1516
tyschrupp.com
All City Insurance Agency
7031 20th Ave S, Hugo, MN 55038
(651) 484-1213
allcityagency.com
National Insurance
5365 129th St N, Hugo, MN 55038
(651) 426-1600
A home insurance agent in Hugo Minnesota can help you find a policy that protects your property and meets state requirements. Minnesota law does not require homeowners insurance but mortgage lenders usually do. Agents in Hugo understand local risks like severe storms and hail common in Washington County.
What Does a Home Insurance Agent in Hugo Cost?
The average cost of homeowners insurance in Minnesota is about $1,200 to $1,800 per year for a typical policy. In Hugo factors like your homes age construction type and claims history affect the price. Premiums can be higher in areas with more storm damage or crime. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Hugo do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also help you file claims and adjust your policy as needed.
How do I choose a home insurance agent in Hugo Minnesota?
Look for a licensed agent who has experience with Minnesota property insurance. Check their reviews and ask about their knowledge of local risks like tornadoes and winter freeze damage. You can verify a license through the Minnesota Department of Commerce.
What coverage is required for homes in Hugo Minnesota?
Minnesota law does not mandate homeowners insurance. However if you have a mortgage your lender will require coverage. Standard policies often include dwelling coverage personal property and liability protection. Flood insurance is separate and may be needed in flood-prone areas.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Hugo who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.