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Home Insurance Agents in Richland, MS

Browse home insurance agents serving Richland, Mississippi. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Richland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 6 home insurance agents in Richland, MS Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Don Bass - State Farm Insurance Agent
655 US 49 B, Richland, MS 39218
(601) 932-8889 donbassinsurance.net
Direct Auto Insurance
1040 US 49 D, Richland, MS 39218
(601) 932-4988 local.directauto.com
Acceptance Insurance
701 U.S. 49 Frontage Rd Ste C, Richland, MS 39218
(601) 326-3353 locations.acceptance.com
Shelter Insurance - Brian Hill
368 Scarbrough St Ste C, Richland, MS 39218
(601) 932-4983 shelterinsurance.com
John Parker: Allstate Insurance
1201 US 49 Ste 32, Richland, MS 39218
(601) 939-9247 agents.allstate.com
Alfa Insurance - Landon Dowdy Agency
368 Scarbrough St Ste C, Richland, MS 39218
(601) 373-0100 alfainsurance.com

Home insurance agents in Richland Mississippi help residents protect their property against common risks like wind damage and fire. Mississippi law requires insurers to offer windstorm and hail coverage on residential policies. Local agents understand the specific needs of homeowners in Rankin County and the surrounding area.

What Does a Home Insurance Agent in Richland Cost?

Typical home insurance costs in Mississippi average around 1,500 to 2,500 dollars per year for a standard policy, but rates vary by home value, location, and coverage limits. Richland homeowners may pay more due to wind and hail exposure. Your agent can provide a personalized quote. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Richland do?
A home insurance agent helps you compare policies from different carriers and find coverage that fits your home and budget. They explain policy terms and assist with claims if you have a loss. Agents in Richland are licensed by the Mississippi Insurance Department.
Do I need flood insurance in Richland Mississippi?
Flood insurance is not required by state law but may be required by your mortgage lender if your home is in a high-risk flood zone. Richland is near the Pearl River, so flood risk can be a concern. Standard home policies do not cover flood damage.
How do I choose a home insurance agent in Richland?
Look for an agent with experience in Mississippi home insurance and good customer reviews. Ask about their carrier options and whether they offer windstorm coverage as required by state law. A local agent can also advise on discounts for storm shutters or alarm systems.