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Find Home Insurance Agents Near You in Columbia Falls, MT

Browse home insurance agents serving Columbia Falls, Montana. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Columbia Falls, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Montana before hiring.
Showing 4 home insurance agents in Columbia Falls, MT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lyle Mitchell - State Farm Insurance Agent
31 8th St E, Columbia Falls, MT 59912
(406) 892-5500 lylemitchell.biz
Farmers Insurance - Dawn Foust
270 US-2 E, Columbia Falls, MT 59912
(406) 892-3938 agents.farmers.com
Flathead Insurance Columbia Falls, MT
610 9th St W Suite B, Columbia Falls, MT 59912
(406) 756-8000 flatheadinsurance.com
Farmers Insurance - Kenneth Gress
823 Nucleus Ave, Columbia Falls, MT 59912
(406) 892-4702 agents.farmers.com

Home insurance agents in Columbia Falls Montana help homeowners protect their property against risks like wildfire and winter storms. Montana law requires insurers to offer coverage for wind and hail damage but does not mandate earthquake coverage. A local agent can explain policy options specific to the Columbia Falls area including protection for detached structures and personal property.

What Does a Home Insurance Agent in Columbia Falls Cost?

The average cost of home insurance in Montana is around $1,200 to $2,500 per year for a standard policy. In Columbia Falls rates may be higher due to wildfire risk and property values. Costs vary based on your homes age construction type and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does home insurance typically cover in Columbia Falls Montana?
Standard home insurance in Montana covers dwelling damage from fire wind and hail. It also covers personal property and liability. Flood and earthquake damage require separate policies.
Do I need additional coverage for wildfire in Columbia Falls?
Montana is at high risk for wildfires especially in forested areas like Columbia Falls. Standard policies cover fire damage but you may want to check your policy limits. An agent can help you review coverage for additional living expenses if a wildfire forces you to leave your home.
How do I choose a home insurance agent in Columbia Falls?
Look for an agent licensed in Montana with experience in rural and mountain properties. Ask about their knowledge of local risks like snow load and wildlife. You can verify an agents license through the Montana Commissioner of Securities and Insurance.