The top-rated home insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 68 reviews. Other highly rated options include State Farm Insurance Agent, Balthazar Insurance Agency, Tammy J Quintrell-Stubbs: Allstate Insurance. This directory lists 20 home insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Neighbor at Comparion Insurance Agency | 1703 2nd Ave N | (406) 217-1442 |
| 2 | State Farm Insurance Agent | 2817 10th Ave S | (406) 453-6010 |
| 3 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 4 | Tammy J Quintrell-Stubbs: Allstate Insurance | 518 9th St S | (406) 453-9460 |
| 5 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 6 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 7 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 8 | Marsh McLennan Agency | 405 3rd St NW 3rd floor | (406) 761-1160 |
| 9 | Farmers Insurance - Pamela Nommensen | 2922 10th Ave S | (406) 452-8588 |
| 10 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
Todd Neighbor at Comparion Insurance Agency serves homeowners in Great Falls and the surrounding region by offering a comprehensive range of home insurance policies and customized coverage options. The agency provides ongoing policy reviews and claims assistance to help maintain adequate protection over time. Services extend to a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
State Farm Insurance Agent serves the Great Falls, Montana metro area, offering home insurance policies to local property owners. The agency helps residents secure coverage that protects their homes, personal belongings, and attached structures from common perils like fire, theft, and weather damage. Agents work with clients to evaluate dwelling limits, liability protection, and optional endorsements for items such as jewelry or electronics. The company provides risk assessments for single-family homes, condominiums, and rental properties. Specific services include home inventory assistance and claims filing support for policyholders in Great Falls.
Balthazar Insurance Agency specializes in tailoring home insurance policies to cover standard homeowner risks and common regional perils specific to Great Falls, Montana. The agency works closely with clients to explain coverage options and find appropriate plans that protect both dwellings and personal property. Its general service includes annual policy reviews and assistance with policy adjustments for life changes. During the spring thaw, it helps clients understand how their coverage responds to potential flooding from the Missouri River.
Tammy J Quintrell-Stubbs: Allstate Insurance in Great Falls, MT, serves homeowners seeking to protect their properties with tailored coverage plans. The agency also assists property managers and local business owners with comprehensive policies that address specific regional risks, such as severe weather events common to the area. Representatives work with clients to evaluate dwelling values and personal liability needs. Service extends to the nearby community of Black Eagle and other parts of the Cascade County metro region.
Advanced Agency Alliance serves Great Falls and the surrounding communities in central Montana, handling homeowner insurance policies for single-family homes and rental properties. It provides liability coverage and protection against common regional risks like hailstorms and wildfires. The company adjusts each policy to fit the property’s specific age and construction type. For a typical job, it starts by assessing the home’s replacement cost, then compares coverage options from multiple carriers to find the right balance of protection and deductible.
When winter storms in Great Falls bring heavy snow and ice to roofs and driveways, homeowners in the area often need guidance for protecting their property. Mike Smith, representing Smith Family Insurance Agency, assists local residents by reviewing their policies for adequate coverage against common seasonal risks such as frozen pipes and wind damage. His service includes helping clients understand the specific provisions in their home insurance agent contracts. A thorough inspection of the property is scheduled to begin the initial assessment of their current needs.
Cogswell Insurance Agency assists Great Falls property owners in distinguishing between standard one-time home buyers policies and ongoing coverage options suited to changing needs. Their local agents evaluate dwelling replacement costs, personal property values, and liability exposures unique to this area. Working with homeowners to compare plans designed for different risk levels, they help secure protection for both primary residences and seasonal properties. Service options include one-time consultations for specific purchases or scheduled policy reviews based on coverage renewal cycles.
Marsh McLennan Agency provides home insurance coverage for residents in Great Falls, MT. Typical policies protect dwellings and personal property, while specialty add-ons can cover valuable items like jewelry, fine art, or home-based business equipment. Understanding local risks helps in tailoring protection for potential hazards such as severe weather or liability concerns. The same agency can also arrange commercial insurance for local enterprises, including offices, warehouses, and food service operations.
Farmers Insurance - Pamela Nommensen provides residential home insurance services for properties in Great Falls, Montana. The agency also offers commercial coverage for local business structures and related liability needs. Service extends throughout the Great Falls area, with policies tailored to individual property values and local weather risks. New clients receive a detailed explanation of their coverage options at the initial consultation. The agency regularly follows up to adjust policy limits or deductibles as conditions change, ensuring continued protection between routine renewal visits.
Tschetter Agency- Farmers Union is a local home insurance agent serving Great Falls, Montana. The agency provides standard homeowners policies that cover dwelling and personal property against common perils like fire and wind. A full range of optional coverages includes liability protection for accidents on the property. For homes in specific flood zones, the agency can add a separate flood insurance policy through the National Flood Insurance Program.
What Does a a Home Insurance Agent in Great Falls Cost?
The average cost of home insurance in Montana is around $1,500 to $2,500 per year for a standard policy. In Great Falls, rates may vary based on your homes age location and claims history. Premiums for a $250,000 dwelling often range from $1,200 to $2,000 annually. This is general information and not insurance advice.
About home insurance agents in Great Falls
Home insurance agents in Great Falls Montana help you find coverage for your house and belongings. Montana law requires insurers to offer coverage for windstorm and hail damage. Agents can explain how local risks like wildfires and winter storms affect your policy options.
Frequently Asked Questions
What does a home insurance agent in Great Falls do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes.
Is home insurance required in Montana?
Montana law does not require home insurance for homeowners. However your mortgage lender will likely require it. Agents can help you meet those lender requirements.
How do I choose a home insurance agent in Great Falls?
Look for an agent licensed in Montana with experience in local risks. Ask about their knowledge of hail and wildfire coverage. Check their reviews and ask about the insurers they represent.