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Home Insurance Agents in Butler, NJ

Compare home insurance agents in Butler. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Butler, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 home insurance agents in Butler, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Vannelli - State Farm Insurance Agent
1212 NJ-23 Suite #2, Butler, NJ 07405
(973) 838-0220 derekvannelli.com
Farmers Insurance - Jack Planchard
1250 NJ-23 Ste 9, Butler, NJ 07405
(201) 746-9190 agents.farmers.com

A home insurance agent in Butler, New Jersey can help you find a policy that meets your needs. New Jersey law does not require homeowners insurance, but mortgage lenders typically do. Agents can explain coverage options for common local risks like winter storms and flooding.

What Does a Home Insurance Agent in Butler Cost?

The cost of home insurance in New Jersey averages around 1,200 to 2,000 dollars per year for a standard policy. In Butler, rates can vary based on your homes age, construction, and distance from a fire station. Flood insurance through the NFIP costs about 700 to 1,000 dollars annually for most homes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Butler do?
A home insurance agent helps you compare policies from different insurers. They can explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Is homeowners insurance required in New Jersey?
New Jersey state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. Flood insurance may be required in certain flood zones.
How do I choose a home insurance agent in Butler?
Look for an agent who is licensed in New Jersey and has experience with local properties. Ask about their knowledge of NJ specific coverages like ordinance or law coverage. Check their reviews and ask for referrals from neighbors.