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Find Home Insurance Agents Near You in Chatham, NJ

Directory of home insurance agents in Chatham, New Jersey. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Chatham, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 home insurance agents in Chatham, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chip Ott - State Farm Insurance Agent
164 Main St, Chatham, NJ 07928
(973) 635-6400 chipott.com
Doug Johmann: Allstate Insurance
11 S Passaic Ave, Chatham, NJ 07928
(973) 635-9494 agents.allstate.com
Meyer and Associates
18 Washington Ave, Chatham, NJ 07928
(800) 635-7801 meyerandassoc.com
Sree Alangad - State Farm Insurance Agent
346 Main St Suite 1, Chatham, NJ 07928
(973) 227-3838 alangadinsurance.com
Round Hill Risk Partners, LLC
97 Main St, Chatham, NJ 07928
(973) 577-2700 roundhillriskpartners.com
EBNY Insurance Services Inc.
40 Main St suite 204, Chatham, NJ 07928
(201) 331-0101

A home insurance agent in Chatham, New Jersey can help you find a policy that meets your needs. New Jersey law requires insurers to offer certain minimum coverages, and an agent can explain these requirements. Local agents understand the specific risks for homes in Chatham, such as weather-related damage.

What Does a Home Insurance Agent in Chatham Cost?

The cost of home insurance in New Jersey varies widely based on your home value, location, and coverage level. In Chatham, average annual premiums often range from 1,200 to 2,500 dollars for standard coverage. Factors like the age of your home, proximity to fire stations, and claims history affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Chatham do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They can explain New Jersey specific requirements, such as mandatory flood insurance in certain zones. Agents also assist with claims and policy changes.
Do I need home insurance in Chatham, New Jersey?
New Jersey law does not require homeowners insurance by statute, but mortgage lenders almost always require it. Without coverage, you risk financial loss from fire, theft, or liability. An agent can help you meet lender requirements and protect your assets.
How do I choose a home insurance agent in Chatham?
Look for an agent licensed in New Jersey with experience in your area. Ask about their knowledge of local risks, such as flooding near the Passaic River. Check reviews and confirm they represent multiple insurers to offer you choices.