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Find Home Insurance Agents Near You in Chester, NJ

Looking for a home insurance agent in Chester? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 home insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Highstreet Insurance formerly, Paladin Insurance Agency
310 Rte 24 Ste A4, Chester, NJ 07930
(973) 434-7420 paladinagency.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com
Prime Insurance New Jersey
128 Main St, Chester, NJ 07930
(908) 395-0689
Mazey Reed & Brey Insurance
205 Main St #1, Chester, NJ 07930
(908) 359-2222
Prudential Insurance Co
1 Mill Ridge Ln, Chester, NJ 07930
(908) 858-3887

Home insurance agents in Chester New Jersey help you protect your property with tailored coverage. New Jersey law requires insurers to offer specific wind and hail deductibles. A local agent can explain how these rules apply to your home in Chester.

What Does a Home Insurance Agent in Chester Cost?

The average cost of home insurance in New Jersey is about 1,200 to 1,800 per year for a standard policy. In Chester specific factors like your homes age construction and proximity to fire stations affect the price. Coverage limits and deductibles also change the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Chester do?
A home insurance agent in Chester helps you compare policies from different carriers. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes.
Is home insurance required in New Jersey?
New Jersey does not legally require homeowners insurance. However mortgage lenders almost always require it. Without coverage you risk financial loss from fire theft or weather damage.
How do I choose a home insurance agent in Chester?
Look for an agent licensed in New Jersey with experience in Morris County. Ask about their carrier options and customer service. Check online reviews and verify their license with the New Jersey Department of Banking and Insurance.