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Directory of home insurance agents in Dover, New Jersey. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Dover, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 home insurance agents in Dover, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Craig Stix - State Farm Insurance Agent
10 S Morris St, Dover, NJ 07801
(973) 343-7033
craigstixagency.com
Henry O. Baker Insurance Group
7 S Warren St, Dover, NJ 07801
(973) 366-0500
henryobaker.com
Ruiz Agency inc.
57 E McFarlan St #1, Dover, NJ 07801
(973) 361-1715
Benson Thomson Agency Inc.
15 N Morris St, Dover, NJ 07801
(973) 366-0010
bensonthomson.com
AB INSURANCE GROUP
33 E Blackwell St, Dover, NJ 07801
(973) 989-5880
abgroupins.com
Farmers Insurance - German Silva
57 E McFarlan St, Dover, NJ 07801
(973) 361-1715
agents.farmers.com
W.H. Anderson, Inc.
9 N Salem St, Dover, NJ 07801
(973) 366-3996
Foremost Services
291 E Blackwell St, Dover, NJ 07801
(973) 442-4188
foremost.com
Home insurance agents in Dover, New Jersey help homeowners find policies that protect their property and belongings. New Jersey law requires insurers to offer a standard fire insurance policy, and agents can explain additional coverages like flood insurance which is important in flood-prone areas of Morris County. Working with a local agent ensures you understand state-specific rules and discounts.
What Does a Home Insurance Agent in Dover Cost?
The average cost of home insurance in New Jersey is around 1,200 to 1,500 dollars per year for a standard policy. In Dover, rates can vary based on your homes age, location, and claims history. Older homes or those near flood zones may have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Dover do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details, deductibles, and exclusions. They also assist with filing claims and updating your coverage as your situation changes.
Is flood insurance required in Dover New Jersey?
Flood insurance is not required by New Jersey state law, but it may be required by your mortgage lender if you are in a high-risk flood zone. Dover has areas near the Rockaway River that are prone to flooding, so an agent can help you decide if a separate flood policy is wise.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.